Although the banks remain flush with liquidity and interest rates lowered significantly, credit offtake from banks was very low and "anaemic" during the first half of the current financial year (2020-21).   The low credit offtake can be attributed to the weak demand and persistent...
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With bank after bank in the private sector getting into problems, the latest being the Lakshmi Vilas Bank (LVB), the efficacy of Reserve Bank of India (RBI) as the sectoral regulator will soon be a question mark, said a top leader of a large bank union.   "The way things are coming...
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The Reserve Bank of India (RBI) on Tuesday came up with a framework for pan-India umbrella entity for retail payments, wherein the central bank has said that an entity must have a minimum paid-up capital of Rs500 crore for setting up an umbrella entity for retail payment.   The RBI...
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In a major development for digital payment services, the Reserve Bank of India (RBI) has decided that payment system operators (PSOs) will have to implement online dispute resolution (ODR) systems in a phased manner.   The RBI has said that, to begin with, authorised PSOs shall be...
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The Reserve Bank of India (RBI) has come up with additional measures to curb the use of multiple operating accounts for loans wherein banks have been directed not to open current accounts for customers already availing credit in the form of cash or overdraft (OD).   During the video...
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