RBI
Moneylife Digital Team 05 August 2026
The Reserve Bank of India (RBI) on Wednesday kept its benchmark repo rate unchanged at 5.25%, opting for caution amid growing uncertainty over the economic impact of the ongoing conflict in West Asia, rising crude oil prices and global supply disruptions.

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Moneylife Digital Team 24 July 2026
Can a borrower legally end up paying borrowing costs equivalent to 365% a year while simultaneously servicing half a dozen or more digital loans? According to a new study by Moneylife Foundation, the answer is yes—and it stems from gaps in the current regulatory framework rather than violations of existing regulations.

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Moneylife Digital Team 15 July 2026
Reserve Bank of India (RBI) has cancelled the registrations of 192 non-banking finance companies (NBFCs), with as many as 159 based in West Bengal, 22 from Maharashtra, four from Delhi, two from Gujarat and one each from Madhya Pradesh, Uttar Pradesh, Chhattisgarh, Jharkhand and Bihar. Meanwhile, a total of eighteen have voluntarily surrendered their certificates of registration (CoR) to the central bank.

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Moneylife Digital Team 25 June 2026
The Reserve Bank of India (RBI) has notified its framework for protecting customers against fraudulent electronic banking transactions, but the final directions differ in several important respects from the draft released for public consultation in March.

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Moneylife Digital Team 25 June 2026
RBI has replaced its complex NBFC classification framework with a ₹1 lakh crore asset-size threshold, reigniting questions over Tata Sons' regulatory status and potential stock market listing.

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Moneylife Digital Team 16 June 2026
RBI has unveiled sweeping new consumer protection rules for banks. The framework bans forced bundling, dark patterns and aggressive sales tactics, mandates explicit customer consent and requires banks to compensate customers for proven mis-selling. The rules take effect from 1 January 2027.

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Moneylife Digital Team 08 June 2026
Reserve Bank of India (RBI) has imposed a penalty of ₹44.90 lakh on Canara Bank and Puran Associates Pvt Ltd, a non-banking financial company (NBFC), for non-compliance with the directions issued by the banking regulator.

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Moneylife Digital Team 05 June 2026
RBI repo rate, repo rate 5.25%, RBI monetary policy, Sanjay Malhotra, MPC meeting, RBI policy decision, West Asia conflict, crude oil prices, inflation risks, interest rates India, RBI neutral stance, Indian economy, supply chain disruptions, monetary policy committee, economic growth India

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Moneylife Digital Team 03 June 2026
Bloomberg Economics estimates that RBI may have sold US$12bn worth of gold and purchased US$7.5bn in foreign-currency assets to strengthen forex reserves amid Middle East tensions, rising oil prices and pressure on the rupee.

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Moneylife Digital Team 11 May 2026
Reserve Bank of India (RBI) has imposed penalties totalling ₹33.60 lakh on Yes Bank Ltd and Hinduja Housing Finance Ltd, a housing finance company (HFC), for non-compliance with directions issued by the banking regulator.

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Moneylife Digital Team 07 May 2026
A survey by Moneylife Foundation has found strong public backing for digital payment protection measures such as a ‘kill switch’, even as users expressed concern that blanket transaction delays could disrupt routine payments.

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Moneylife Digital Team 05 May 2026
Reserve Bank of India (RBI) has announced a redistribution of portfolios among its deputy governors following the appointment of Rohit Jain, who assumed charge on 4 May 2026.

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Dr TV Gopalakrishnan 30 April 2026
The recent regulatory stance of the Reserve Bank of India (RBI) marks a significant and long-overdue shift towards reinforcing credit discipline and restoring integrity within the banking system. This approach, focused on early recognition of stress, prudent lending, and accountability, has the potential to materially improve the quality of bank balance sheets while aligning borrower behaviour with responsible financial conduct.

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Moneylife Digital Team 30 April 2026
The Reserve Bank of India's (RBI) amended directions for non-banking finance companies (NBFCs) issued on 29 April 2026, have effectively closed every regulatory escape route for Tata Sons Pvt Ltd (Tata Sons) to remain unlisted.

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Moneylife Digital Team 29 April 2026
Reserve Bank of India has amended its regulatory framework for non-banking financial companies (NBFCs), introducing a new classification system and allowing certain low-risk entities to seek deregistration if they do not handle public funds or interact with customers.

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Moneylife Digital Team 15 April 2026
Reserve Bank of India (RBI) has proposed a set of new safeguards to tackle the sharp rise in digital payment fraud.

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Moneylife Digital Team 08 April 2026
Reserve Bank of India (RBI) on Wednesday kept key interest rates unchanged, choosing caution amid global uncertainty triggered by the West Asia conflict, even as a tentative ceasefire between the United States and Iran raised hopes of easing crude oil prices and stabilising markets.

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How long does it take for a regulator in India to respond to bad practices? The answer: A staggering two decades of responding to alarms with pointless tinkering and directions.

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Moneylife Digital Team 12 February 2026
In a significant move aimed at cleaning up the way banks market and sell financial products, Reserve Bank of India (RBI) has proposed a sweeping overhaul of rules governing advertising, telemarketing and third-party product sales. If mis-selling is established, RBI says banks must refund the entire amount paid by the customer and cancel the sale where applicable.

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Moneylife Digital Team 09 February 2026
In a significant shift in how India prices deposit insurance, Reserve Bank of India (RBI) and its wholly owned subsidiary, the Deposit Insurance and Credit Guarantee Corporation (DICGC)

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