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Yogesh Sapkale 01 December 2023
While cybercrime is increasing at an alarming rate, the number of first information reports (FIRs) registered and, thus, the rate of conviction, remains relatively low. In December last year, the Union government told the Lok Sabha that since 1 January 2020, 1.6mn (million) cybercrime incidents have been reported and more than 32,000 (FIRs) have been registered.

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Yogesh Sapkale 24 November 2023
Incidents of cyber fraud and data breaches have increased at such an alarming pace that earlier this week, M Rajeshwar Rao, deputy governor of the Reserve Bank of India (RBI), asked banks to improve their customer grievance mechanism and provide the right support to those who are affected.

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Yogesh Sapkale 17 November 2023
As artificial intelligence (AI) systems are getting more integrated into our daily life, there is a growing tendency among users to get hold of free AI tools. Cybercriminals have rightly spotted this weakness as an opportunity to spread malware capable of stealing users' login credentials.

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Yogesh Sapkale 10 November 2023
The big shopping frenzy and the deals, discounts and offers that are part of all major festivals like Diwali, Dussehra or Christmas are enormous business opportunities for cybercriminals, too.

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Yogesh Sapkale 27 October 2023
Fraud originating from the infamous scam clusters such as Jamtara, Indore, or Mewat regions of India is thriving, but what is more worrisome is the use of sophisticated tools and authentic-looking 'sets' by criminals. Most new-age criminals operate as a gang, with each member handling specific, assigned tasks, including posing as a police inspector or the chief of a cybercrime cell! Since most of us are unaware of how government departments work, particularly investigation and enforcement agencies, it is easy to victimise people by building a fake scenario and holding out the threat of an arrest.

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Yogesh Sapkale 20 October 2023
Banking and security experts repeatedly warn people not to share their bank account details, credit or debit card numbers, or personal identification numbers (PIN) with anyone. Yet, many bank account holders voluntarily agree to become banking/ money mules and allow fraudsters to use their bank accounts for illegal money transfers for a fee.

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Yogesh Sapkale 13 October 2023
Payment gateways, a technology or service that facilitates electronic transactions, play a crucial role in the online commerce ecosystem by ensuring the security, reliability, and convenience of electronic payment transactions.

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Yogesh Sapkale 06 October 2023
So, you finally decided to go in for a new phone and opt for the latest handset during the big online festival sales. You then notice that several apps are preloaded on the device. These preinstalled apps, provided by the device manufacturer, are known as bloatware or potentially unwanted applications (PUAs).

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Yogesh Sapkale 29 September 2023
Mobiles have become an essential part of our life and lifestyle. With mobiles come the apps. For everything from chatting to creating short videos for sharing on social media to financial transactions, there are plenty of apps to choose from. While most of these apps are free, sometimes mobile users assume that downloading and using an app with a 'plus' or 'pro' tag or a modified (mod) app downloaded from torrent sites would provide more features.

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Yogesh Sapkale 22 September 2023
As security and privacy experts have repeatedly warned us, scammers and tech-savvy fraudsters constantly come up with new ways to crack the system, bypass security systems or find new ways to defraud people with a combination of technology and psychographics.

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Yogesh Sapkale 15 September 2023
Many of you may not have even heard the name of Ravisutanjani Kumar, a social media influencer, who was followed on X (erstwhile Twitter) by none other than the prime minister (PM) himself and had a very impressive list of clients.

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Yogesh Sapkale 08 September 2023
In our rapidly changing world, governments worldwide have embarked on ambitious endeavours to try and use digital modes for providing services to citizens. While these efforts are commendable in terms of efficiency and accessibility, a glaring concern that often goes unnoticed is the inadequate security and privacy protection measures in these systems.

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Yogesh Sapkale 01 September 2023
These days, the government's answer to fixing all wrongdoings and violations is to find a technical solution. It does not matter if the solution is logical or not. In the past few years, every government department and regulator has launched, what they believe, are massive, miraculous solutions and publicised them with a media blitzkrieg that is pitched to ordinary citizens as a series of masterstrokes after another.

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Yogesh Sapkale 25 August 2023
Technology is a double-edged sword; it improves lives in myriad ways but, on the flip side, it often hurts the underprivileged in multiple ways. Take the case of digital fraud, where a set of victims lose Rs500 each.Technology is a double-edged sword; it improves lives in myriad ways but, on the flip side, it often hurts the underprivileged in multiple ways. Take the case of digital fraud, where a set of victims loses Rs500 each.

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Yogesh Sapkale 18 August 2023
Technology, and all it has done to improve our lives, is definitely a boon but it is a double-edged sword unless you are careful. In a digital era, where information is primarily exchanged through the internet, it has also provided cybercriminals anonymity and expansive reach.

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Yogesh Sapkale 11 August 2023
There is nothing like visiting a government office or a public sector bank (PSB) to cut your ego down to keep your feet on the ground. Employees there rarely have the time to acknowledge you, let alone your 'aura' or 'high rank'. Such experiences are enlightening!

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Yogesh Sapkale 04 August 2023
A few weeks after the monsoon reaches its full majesty, most of us begin the annual ritual of scrambling to meet the 31st July deadline to file income tax returns (ITRs). There is a new ritual that has come up after this deadline is over -- we begin to get bombarded with messages and emails about income tax refunds due to us. Unfortunately, these are from cybercriminals looking to trip you up by pretending to be the tax department. The scam operates by trying to get the taxpayer either to 'apply' or to verify something by clicking on the link sent in an email.

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Yogesh Sapkale 28 July 2023
Several messages doing the rounds on social media are promising 'guaranteed returns with minimum or zero effort' to ensnare unsuspecting victims who often have no clue as to how they are being duped by organised cyber criminals. It is yet another example of how easy it is to dupe people using the twin psychological tools – fear or greed.

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Yogesh Sapkale 21 July 2023
Smartphones were expected to ease the lives of users by making it easy to access goods and services -- be it government compliances, financial investments, entertainment or shopping. Unfortunately, every seller or service provider decided to create an app that they try and compel users to download.

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Yogesh Sapkale 14 July 2023
The political atmosphere in India has become so uncertain and unpredictable that it has created a fertile ground for scamsters to fool elected representatives and their loyal supporters just as easily as they fool ordinary people.

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