Retirement

The government was pushed into putting restrictions on tax free interest earnings on employees' contribution to various provident funds in this year's Budget after a scrutiny of accounts revealed that certain high networth individuals (HNIs) were using the saving scheme to pump money running...
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  • Pensioners who get their due pension through Pension Disbursing Authorities (PDAs) such as the bank or the post offices are required to furnish a 'life certificate' or Jeevan Praman Patra' to these PDAs once every year. This life certificate is submitted either by presenting themselves...
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  • On Monday, finance minister Arun Jaitley announced changes to the National Pension System (NPS), increasing the total tax-exempt cover to 100% of the NPS maturity value from 80% earlier.   Prior to this change, 40% of the total was annuitized without paying tax, 40% could be withdrawn...
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  • The Union Cabinet on Wednesday decided to indefinitely extend the Atal Pension Scheme, which lapsed in August, while doubling the accident insurance and relaxing the age criteria by five years to further incentivise the scheme.   Atal Pension Yojana (APY) is a social security scheme...
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  • What is the first thought that comes to your mind, when you hear the word ‘retirement’? Is it that clichéd visual of an older you, sitting in a rocking chair, in the porch of your farmhouse?    Maybe it is a picture of you exploring different places in the world or, maybe, you haven’t...
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