LOANS


Sponsored Post 11 March 2023
Several youngsters harbour a dream of owning and riding a bike. However, the dream often becomes difficult to achieve because of the expense involved. Since it may not always be possible to pay upfront for your dream bike, a bike loan is a great way to fund this desire. Two-wheeler loans are...

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Moneylife Digital Team 02 March 2023
While imposing a litigation cost of Rs10,000 and dismissing a revision petition filed by State Bank of India (SBI), the national consumer disputes redressal commission (NCDRC) stated the overall approach and conduct of the Bank concerning the loan transaction with the complainant was not only...

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Sponsored Post 24 February 2023
For the majority of Indians, becoming homeowners is one of their biggest dreams. The good thing is that the Indian government has always encouraged home ownership. Schemes, such as Pradhan Mantri Jan Dhan Yojana, making it possible for aspiring homeowners to buy a home. Further, home loan tax...

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Sponsored Post 13 January 2023
With the rising costs, it can get difficult to pay your EMIs on time. Under these circumstances, lowering your home loan interest rate can be of immense help. There are several financial institutions that offer housing credit. So, here are some tips that you can use for minimising the...

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Sponsored Post 19 December 2022
Taking a bike loan is the simplest way to finance the purchase of a two-wheeler without putting too much of a strain on your income or impacting your savings negatively. You can get a bike loan with ease today, but what you need to be careful about is planning your loan...

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Ken Schwencke (ProPublica) 02 December 2022
This story was originally published by ProPublica.   Financial technology firms at the front lines of approving loans through the Paycheck Protection Program — intended to help small businesses survive during the pandemic — lacked fraud controls, chased high fees to the detriment of...

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Sponsored Post 22 September 2022
Purchasing a new two-wheeler can be tedious and confusing. There are numerous factors you need to consider before even thinking about applying for a two-wheeler loan. For starters, you need to select the type of bike you wish to purchase. Then you need to choose the brand and the model, and...

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Reserve Bank of India (RBI) governor Shaktikanta Das, while speaking on monetary policy, said recently: “The key to monetary policy calibration lies in understanding the drivers of inflation: global supply chain disruptions, Ukraine-Russia War, external value of rupee, social schemes in the...

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IANS 24 August 2022
The rising interest rates scenario in last few months and expectation of further rate hike is expected to impact homebuyers attitude, albeit for the short-term and housing sales too could take a hit, experts believe.   "Just as in the case of falling number of applicants for new home...

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Sponsored Post 18 August 2022
Personal loans are unsecured forms of credit offered by NBFCs and financial institutions on various conditional factors, including income level, repayment capability, occupation, and credit history. This loan enables borrowers to meet their financial needs. However, there are specific strict...

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IANS 08 August 2022
With the implementation of Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas (SVAMITVA) scheme and work from home culture getting in vogue, there is a spurt in housing loan demand in tier 3 and 4 districts. The growth has been registered more in the female...

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Sponsored Post 06 July 2022
The path of an entrepreneur is complex. One of the many decisions an entrepreneur must make is how to fund their business. Managing finances is a huge responsibility, especially with a surge in interest rates. Whether you are beginning a new business or expanding an existing one, having...

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Sponsored Post 28 June 2022
Home loan planning does not just end at finding the right home loan lender who can meet all your financing needs adequately – it also means that you do all that you can to improve your chances of getting a home loan deal that is competitive and compliments your financial standing and needs....

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Sponsored Post 17 May 2022
While home loan interest rates have been rising recently, especially in the last month, they continue to remain attractive overall. For instance, current rates are still relatively low compared to the recent few years.   Being eligible for a lower interest rate home loan is easy but...

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HDFC on Saturday announced that it would raise its Retail Prime Lending Rate (RPLR) by 30 basis points.   It would lead to an identical hike in home loan rates for exiting customers.   The hike will come into effect from May 9.   It had recently increased its benchmark...

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Sponsored Post 10 December 2021
Homeownership is definitely an expensive decision to make. Especially when you are taking a loan to finance the purchase, affordability starts to play a more vital role. Getting the best EMI is not that easy; you need to keep track of your loan status and make changes accordingly to ensure...

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Sponsored Post 02 December 2021
Extending your line of credit comes with quite few risks, if it is not handled properly. However, the risks can be avoided if you make smart financial decisions that protect you from these risks. While this might sound straightforward, it can be difficult to make sound decisions when you need...

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Sponsored Post 30 November 2021
The process of preparing for a home loan doesn’t start at the home loan application, it starts at the very foundation – namely, research, EMI forecasting, and planning a tentative repayment schedule. Your home loan is a long-term financial commitment, and the EMI you commit to has to be paid...

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Sponsored Post 11 September 2021
Home loan balance transfer is a feature that allows you to switch your lender. The question is why would you switch to a different lender, and how does a home loan balance transfer benefit you? The most obvious answer is, of course, to reduce your total interest outflow. A balance transfer...

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Moneylife Digital Team 27 July 2021
The Delhi High Court (HC) has directed Reserve Bank of India (RBI) to come out with a clear stand for regulation of online lending platforms which are charging exorbitant interest rates from borrowers.    A report from LiveLaw says that  a division bench of chief justice DN Patel and...

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