LOANS


SVVN Babji Rao 03 September 2026
A fictional investigative series inspired by patterns observed in publicly documented corporate governance failures   Seven in the morning and the construction site was silent.   Cranes stood frozen mid-motion, heads bowed like giraffes that had stopped mid-graze, nobody quite sure when...

Read More



Moneylife Digital Team 27 August 2026
The national company law tribunal (NCLT) has approved a repayment plan for Zee group founder Subhash Chandra under which creditors will receive a total of just ₹6.5 crore against admitted claims of ₹22,006.57 crore. The plan translates into a recovery of only about 0.03% of the admitted claims...

Read More



State-run Bank of Baroda (BoB) has written off loans worth ₹35,715 crore belonging to borrowers with outstanding loans of ₹100 crore and above over the six financial years from FY20-21 to FY25-26, while cumulative recovery of less than 28% from these accounts is at ₹9,946 crore. However, BoB,...

Read More



Moneylife Digital Team 10 August 2026
Tamil Nadu had the highest outstanding gold loans among public sector banks (PSBs) at ₹4.12 lakh crore as of 31 March 2026, followed by Andhra Pradesh at ₹2.23 lakh crore, according to data submitted by the government in the Lok Sabha on Monday.   The data shows a heavy concentration of PSB...

Read More



Moneylife Digital Team 10 August 2026
The Reserve Bank of India (RBI) has barred banks from using technology to disable or restrict the functionality of borrowers' mobile phones, tablets and laptops as a tool to recover unpaid loans, bringing a significant regulatory check on technology-driven recovery practices. The exception is...

Read More



Sponsored Post 31 July 2026
High-value loans often look manageable at the approval stage, but the real test begins when EMIs start affecting monthly cash flow. A small miscalculation in interest rate, tenure, or repayment capacity can quietly build pressure over time, turning a planned financial decision into a long-term...

Read More



Moneylife Digital Team 24 July 2026
Can a borrower legally end up paying borrowing costs equivalent to 365% a year while simultaneously servicing half a dozen or more digital loans? According to a new study by Moneylife Foundation, the answer is yes—and it stems from gaps in the current regulatory framework rather than violations...

Read More



Moneylife Digital Team 23 June 2026
Gold loans are rapidly emerging as one of India's fastest-growing retail credit products, with more consumers using their household gold to access formal credit amid rising gold prices, growing liquidity needs and easier access to secured borrowing, according to a new report by Experian...

Read More



Ritu Yadav (Bar  and   Bench) 03 June 2026
The Supreme Court has held that criminal proceedings cannot be allowed to continue against a loan defaulter after his loan account dues have been settled through a compromise approved by the Debt Recovery Tribunal (DRT) (Vijay Kumar Kela & Anr. v. CBI & Anr.).   In a judgment delivered on May...

Read More



Moneylife Digital Team 03 June 2026
The Maharashtra Cabinet on Tuesday approved the ambitious Punyashlok Ahilyadevi Holkar Shetkari Karjamukti Yojana, a farm loan waiver package worth ₹36,585 crore that is expected to benefit around 5.6mn (million) (56 lakh) farmers across the state.   The scheme, one of the key promises made...

Read More



Moneylife Digital Team 25 May 2026
Gold loans have emerged as the fastest-growing retail credit segment in India, with outstanding loans surging 50.4% year-on-year (Y-o-Y) to ₹18.6tn (trillion) as of March 2026, according to the latest edition of the ‘How India Lends – Credit Landscape in India’ report released by CRIF High...

Read More



Kushal Nath (names changed) earns ₹12,000 a month as a contract worker and supports a family of 13. He managed to borrow from six digital apps, each charging 36%–40%pa (per annum), landing him with a combined equated monthly instalment (EMI) load of ₹46,700, nearly four times his income....

Read More



Moneylife Digital Team 04 May 2026
Reserve Bank of India (RBI) has once again cautioned borrowers against falling for fraudulent campaigns that falsely promise loan waivers, warning that such schemes can lead to financial loss and disrupt the country’s credit system.   In a fresh advisory, the central bank says it continues to...

Read More



Sponsored Post 27 April 2026
A ₹1 Lakh personal loan is a commonly used financing option for managing short-term financial needs. It is typically chosen for expenses such as medical costs, home maintenance, travel, or temporary cash flow requirements, as it may offer access to funds without the need for...

Read More



Sponsored Post 17 April 2026
With credit becoming increasingly accessible, both salaried and self-employed professionals frequently consider taking a Personal Loan to meet their financial goals. Over the last few years, Non-Banking Financial Companies (NBFCs) have gained significant popularity as a streamlined alternative...

Read More



Moneylife Digital Team 14 April 2026
Gold loans have witnessed a sharp expansion over the past three years, emerging as India’s second-largest retail credit product by balance share, according to a report released by TransUnion CIBIL.   The report, titled ‘Gold Loan Landscape’ report, shows that gold loan balances have grown 3.8...

Read More



Moneylife Digital Team 08 April 2026
The Supreme Court recently held that borrowers are not entitled to a personal hearing before their loan accounts are classified as 'fraud' under Reserve Bank of India (RBI) directions (State Bank of India v. Amit Iron).   A bench of justices JB Pardiwala and KV Viswanathan held "Rajesh...

Read More



Moneylife Digital Team 25 March 2026
India’s personal loan market is witnessing a sharp surge driven by digital lending platforms, with digital personal loans recording strong growth in both value and volume, according to a report by the Fintech Association for Consumer Empowerment (FACE).   The report shows that digital...

Read More



Sponsored Post 19 February 2026
Using property as a financial resource can be a strategic decision, particularly when substantial funds are required for long-term goals. A mortgage loan, often structured as a loan against property, allows borrowers to unlock the value of an owned asset without relinquishing ownership....

Read More



Sponsored Post 09 February 2026
Two-wheelers continue to be a practical mobility solution for millions of commuters across India. They offer convenience, cost efficiency and flexibility, especially in crowded urban centres and growing semi-urban regions. As 2026 approaches, the way buyers approach two-wheeler finance is...

Read More

Free Helpline
Legal Credit
Feedback