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Sponsored Post 17 November 2025
Buying a house is a huge financial decision for a lot of people, and with a home loan, it is an easy way to finance it without emptying your savings. However, it’s important to do your research because home loan interest rates differ from lender to lender, and even the smallest difference can...

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Prashant Jha (Bar  and   Bench) 03 November 2025
The Delhi High Court on Monday dismissed a public interest litigation (PIL) petition seeking an investigation into the One Time Settlement (OTS) deals concerning loans extended by Punjab National Bank (PNB) and Bank of Maharashtra (BOM) to Asian Hotels North Private Limited, which owns the...

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Abhay Datar 03 November 2025
Peer-to-peer (P2P) lending is slowly changing credit access in India by connecting borrowers and lenders through online platforms that bypass traditional banks. However, despite its promise of higher returns and broader access, the absence of clear redressal avenues and strict regulatory...

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Sponsored Post 25 August 2025
When planning to purchase a home or invest in a property, securing the right mortgage loan is one of the most crucial decisions. A key factor in choosing the ideal loan is understanding your monthly repayment obligations. That’s where a mortgage loan EMI calculator becomes an invaluable tool....

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Moneylife Digital Team 12 August 2025
Public sector banks (PSBs) are grappling with loans worth Rs1.76 lakh crore owed by more than 2,100 wilful defaulters as of 30 June 2025, while during the past five years, PSBs have written off over Rs10 lakh crore in loans across categories, government data presented in the Lok Sabha has...

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Sponsored Post 12 August 2025
Janmashtami is a time of celebration — decorating temples, preparing sweets, dressing up little Krishnas, and staying up for midnight puja. But with the joy of festivities also comes the pressure of expenses. Whether you're organising a family event, gifting your loved ones, or even planning a...

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Sponsored Post 08 August 2025
Having a business sometimes needs additional funds, be it to scale up operations, purchase new machinery, take care of cash flow, or add more people. In these cases, a business loan becomes a viable option. But do not jump the gun just yet; you need to analyse your requirement and know the...

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Moneylife Digital Team 14 July 2025
While originations for larger loans such as home, auto and personal loans above Rs10 lakh continued to grow, there was a noticeable deterioration in repayment behaviour for loans under Rs1 lakh, particularly in personal loans, two-wheeler finance and microcredit, says the ‘How India Lends’...

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Moneylife Digital Team 09 July 2025
Education loans, the fastest-growing segment for non-banking financial companies (NBFCs) in recent years, are set to witness a sharp deceleration in growth this fiscal, according to CRISIL Ratings. The agency expects education loan assets under management (AUM) to grow by around 25% this year,...

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Sponsored Post 09 July 2025
Loan applications usually take a long time to get approved. It causes delays for various reasons, such as inadequate documentation, inconsistency in application and credit report, etc.   To meet immediate financial needs and make credit available easily, banks now offer loans against credit...

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Moneylife Digital Team 02 July 2025
Reserve Bank of India (RBI) deputy governor M Rajeshwar Rao has called for the adoption of a unique borrower identifier that is secure, verifiable and consistent across the financial system, to enhance the integrity of credit data and foster financial inclusion. Delivering the keynote address...

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Moneylife Digital Team 01 July 2025
India’s fast-growing fin-tech personal loan segment is showing signs of rising stress, with defaults touching the highest level in a year and a half. According to the latest report from the Fin-tech Association for Consumer Empowerment (FACE), the proportion of personal loans overdue by more...

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Moneylife Digital Team 01 July 2025
The Reserve Bank of India (RBI), in its latest financial stability report (FSR), has raised a red flag on the shifting composition of household debt, noting that a growing share of borrowings is being used for consumption rather than asset creation. As of March 2025, RBI says non-housing retail...

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Sponsored Post 26 June 2025
Your monthly loan repayment may feel like a drain, yet that same outgoing can slash your tax bill if you structure it right. Under the Income Tax Act, 1961, both the interest and principal components of a housing loan carry generous deduction. With home loan interest rates easing after the...

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Moneylife Digital Team 19 June 2025
India’s Insolvency and Bankruptcy Code (IBC/the Code) continues to shape borrower behaviour positively and unlock recoveries for lenders, but the process remains fraught with delays and high haircuts, reveals a detailed analysis by rating agency ICRA Ltd. The report, based on data till March...

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Sponsored Post 18 June 2025
In India, mutual fund investors are no longer limited to basic investment plans. With growing awareness and digital access, tools such as the SIP calculator and SWP calculator have emerged as essential components in wealth planning. But while both calculators are based on mutual fund investing,...

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Sponsored Post 18 June 2025
Every single person wants to go on a trip to their dream destination a few times on a yearly basis. The humdrum of everyday life makes things stressful, which is why vacations are important. But, affording international trips once or twice a year requires significant money. So, most people opt...

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Moneylife Digital Team 17 June 2025
Asset reconstruction companies (ARCs) are expected to see a significant uptick in debt recovery from stressed real estate projects this fiscal, with recovery rates poised to rise by 1,600bps (basis points) to 38%, says a note from CRISIL Ratings.   A CRISIL Ratings analysis of around 70...

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Moneylife Digital Team 09 June 2025
In a strong critique of persistent problems in India’s microfinance sector, M Rajeshwar Rao, deputy governor of Reserve Bank of India (RBI), says the industry remains trapped in a vicious cycle of over-indebtedness, exorbitant interest rates and coercive recovery practices. Speaking at HSBC’s...

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Abhay Datar 06 June 2025
“I have taken a loan from a bank and now cannot repay. Its agents are threatening me.”    “I have taken multiple loans and now I cannot repay any of them.”    “Recovery agents somehow got contact numbers of my friends and relatives and are now spreading the news that I am not paying the...

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