Critical illness policies are designed to be useful when a person is struck with a life-threatening illness. Usually, these illnesses have huge treatment costs and bring a change in lifestyle too. Regular health insurance does pay for the treatment costs and post-hospitalisation expenses up...
  • Employers trust brokers to guide them to the best value, but conflicts of interest abound. Tucked into the coronavirus relief bill, a new federal requirement will mandate more transparency.   Like a lot of big federal spending bills, the new coronavirus relief package is a grab bag of...
  • Last week, we discussed the new standard term life insurance product called Saral Jeevan Bima. On the same lines, the insurance regulator, Insurance Regulatory and Development Authority of India (IRDAI), has mandated insurance companies to launch a standard home insurance policy—Bharat Griha...
  • On 15 October 2020, the Insurance Regulatory and Development Authority of India (IRDAI) published guidelines for a standard term insurance product under the banner of Saral Jeevan Bima. All life insurance companies were asked to mandatorily sell this standard life insurance policy from 1...
  • ICICI Prudential Life has launched an annuity product called Guaranteed Pension Plan with the option of immediate annuity and deferred annuity. Buyers of the plan can pay a lump-sum and choose to receive their annuity immediately or anytime after one year to 10 years. This product is for...
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