When financial planners and relationship managers present an investment scheme or plan, they emphasise mainly the wealth generation aspect of the product, enough to make their clients drool.   What they often hide, or ignore, is an important component—inflation. Money inflation is an...

The market regulator, Securities and Exchange Board of India (SEBI) has made it mandatory for all classes of investors that, except in case of transmission or transposition, requests for transfer of physical shares will be accepted only if the securities are held in demat form. SEBI has given...

On 1 February 2018, i.e., the day of the Union Budget 2018, finance minister Arun Jaitley announced capital gains tax @10% on long-term capital gains (LTCG) of equity and equity-oriented mutual fund (MF) schemes, starting this financial year. This announcement caused a lot of stir in the...

If you want to work for money, you will be doing that throughout life. If you can’t protect your money, financial predators will chip it away. If you don’t budget your money, others will make you fritter it way. If you don’t invest properly in the right assets, your money will be eaten up by...

Kishore, 25, is an energetic and enthusiastic youngster, employed in a top software company for three years. He was excited to receive an email from his human resources department (HRD) informing him that the management was arranging a pleasure trip to Bangkok for star performers, and Kishore...