PERSONAL FINANCE


This is in continuation of the article I wrote earlier, where I expressed concern that many innovations reported in the Indian media –innovations with the potential to transform lives in this country (and sometimes far beyond) –simply do not see the light of day in the marketplace. For all of...

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Sponsored Post 08 August 2025
Having a business sometimes needs additional funds, be it to scale up operations, purchase new machinery, take care of cash flow, or add more people. In these cases, a business loan becomes a viable option. But do not jump the gun just yet; you need to analyse your requirement and know the...

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Moneylife Digital Team 05 August 2025
In a scathing rebuke, the national consumer disputes redressal commission (NCDRC) has blasted the Life Insurance Corporation of India (LIC) for what it termed as 'shocking insensitivity' after its officials issued a letter demanding premium payment, addressed to a deceased policyholder.   The...

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Moneylife Digital Team 28 July 2025
The Supreme Court on Monday expressed deep concern over a series of student suicides at premier educational institutions, including Indian Institute of Technology Kharagpur (IIT KGP) and Sharda University, raising serious questions about the role and responsibility of campus administrations. A...

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Moneylife Digital Team 25 July 2025
In a significant order addressing both justice and student welfare, the Supreme Court while directing central bureau of investigation (CBI) to take over the probe into the suspicious death of a 17-year-old national eligibility-cum-entrance test (NEET-UG) aspirant in Visakhapatnam, also issued...

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Recently, I came across a breakthrough from two young scientists in Bengaluru: a mobile-sized cancer detection device promising results much faster and at a fraction of the cost of the device used today – a mere 10%. It also claims a current accuracy rate of around 70%, aiming for 98%–not...

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In a stern second appeal order issued by the central information commission (CIC) last week, the office of the chief commissioner for persons with disabilities (CCPD), has been pulled up for its failure to respond to an RTI (Right to Information) application concerning reservation in promotion...

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Bhavini Srivastava (Bar  and   Bench) 18 July 2025
The Delhi High Court recently found Wipro’s termination letter to its ex-employee defamatory and awarded 2 lakh in damages to the terminated employee and also directed issuance of a fresh letter of termination without defamatory language (Abhijit Mishra Vs Wipro Limited).   The suit was filed...

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Moneylife Digital Team 14 July 2025
While originations for larger loans such as home, auto and personal loans above Rs10 lakh continued to grow, there was a noticeable deterioration in repayment behaviour for loans under Rs1 lakh, particularly in personal loans, two-wheeler finance and microcredit, says the ‘How India Lends’...

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Sponsored Post 14 July 2025
For most private employees, retirement isn’t something they actively plan for. It’s something they’ll “figure out later.” Right now, there’s too much going on: rent, school fees, loan EMIs, monthly targets, etc. The idea of setting up a pension feels like a luxury, not a necessity.   But...

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Moneylife Digital Team 09 July 2025
Education loans, the fastest-growing segment for non-banking financial companies (NBFCs) in recent years, are set to witness a sharp deceleration in growth this fiscal, according to CRISIL Ratings. The agency expects education loan assets under management (AUM) to grow by around 25% this year,...

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Moneylife Digital Team 09 July 2025
Education loans, the fastest-growing segment for non-banking financial companies (NBFCs) in recent years, are set to witness a sharp deceleration in growth this fiscal, according to CRISIL Ratings. The agency expects education loan assets under management (AUM) to grow by around 25% this year,...

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Sponsored Post 09 July 2025
Loan applications usually take a long time to get approved. It causes delays for various reasons, such as inadequate documentation, inconsistency in application and credit report, etc.   To meet immediate financial needs and make credit available easily, banks now offer loans against credit...

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Moneylife Digital Team 08 July 2025
In a landmark decision addressing the grievances of more than 100 farmers from Parbhani district from Maharashtra, the national consumer disputes redressal commission (NCDRC) has pulled up the National Insurance Company Ltd for adopting an 'unreasonable and mechanical' approach in denying or...

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Sponsored Post 04 July 2025
New Delhi [India], July 3: Ever had to drop everything just to approve one payment? Maybe you’re chasing down someone for account details, switching tabs between spreadsheets, or refreshing a bank portal that just won’t load. That’s where a payouts API starts to make sense.    Manual payments...

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Moneylife Digital Team 02 July 2025
Reserve Bank of India (RBI) deputy governor M Rajeshwar Rao has called for the adoption of a unique borrower identifier that is secure, verifiable and consistent across the financial system, to enhance the integrity of credit data and foster financial inclusion. Delivering the keynote address...

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Moneylife Digital Team 01 July 2025
India’s fast-growing fin-tech personal loan segment is showing signs of rising stress, with defaults touching the highest level in a year and a half. According to the latest report from the Fin-tech Association for Consumer Empowerment (FACE), the proportion of personal loans overdue by more...

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Moneylife Digital Team 01 July 2025
The Reserve Bank of India (RBI), in its latest financial stability report (FSR), has raised a red flag on the shifting composition of household debt, noting that a growing share of borrowings is being used for consumption rather than asset creation. As of March 2025, RBI says non-housing retail...

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Moneylife Digital Team 01 July 2025
The Reserve Bank of India (RBI), in its latest financial stability report (FSR), has raised a red flag on the shifting composition of household debt, noting that a growing share of borrowings is being used for consumption rather than asset creation. As of March 2025, RBI says non-housing retail...

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Moneylife Digital Team 27 June 2025
In response to a worrying increase in requests for help, Moneylife Foundation has launched a new online credit counselling service to provide early-stage guidance to individuals facing personal debt distress. The initiative is accessible to people across India and offers one-time, initial...

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