PERSONAL FINANCE


Moneylife Digital Team 25 March 2026
While upholding an order directing PNB MetLife India Insurance Company Ltd to pay ₹22.75 lakh to a policyholder’s family, the national consumer disputes redressal commission (NCDRC) dismissed the insurer’s appeal in a case involving alleged suppression of a pre-existing illness.   In its...

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Sponsored Post 23 March 2026
Opening a Demat account in 2026 is quite easy. Thanks to digitalisation, you can open it in a few simple steps at your convenience. That said, having a Demat account today goes beyond convenience. It is about flexibility, understanding the costs, and ensuring the account fits your investing...

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As Indians grapple with gas shortages following the attack on Iran, brace for higher inflation and its ripple effect on agriculture to electronics, a more personal worry eclipses the headlines for millions of middle-class families: the fading promise of health insurance delivery. Premiums have...

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Moneylife Digital Team 20 March 2026
Over eight in ten users who purchased insurance policies through online platforms have experienced manipulative 'dark patterns' such as subscription traps, forced actions and misleading pricing, according to a nationwide survey by LocalCircles.   The findings come amid growing regulatory...

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Moneylife Digital Team 19 March 2026
The insurance regulatory and development authority of India (IRDAI) has asked insurers to sharply reduce commissions on policies sold through the upcoming BimaSugam platform, with companies committing to offering 'zero commission' products and charging only a nominal platform fee, according to...

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Moneylife Digital Team 19 March 2026
Urging the directorate general of civil aviation (DGCA) to provide urgent clarifications and roll back recent relaxations in duty norms, the Airline Pilots' Association of India (ALPA) has raised serious concerns over flight safety, crew fatigue and insurance coverage for Indian pilots...

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Sponsored Post 13 March 2026
You earn not just to live today, but to make sure the people who depend on you do not struggle tomorrow. Your income pays EMIs, school fees, rent, groceries, and future plans that do not pause regardless of unforeseen events. This is where term life insurance stops being a “financial product”...

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Debayan Roy (Bar  and   Bench) 13 March 2026
The Supreme Court on Wednesday held that the creamy layer status among Other Backward Classes (OBCs) cannot be determined solely on the basis of parental income.   A Bench of Justices PS Narasimha and R Mahadevan made the observation while dismissing a batch of appeals filed by the Union...

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Sponsored Post 09 March 2026
An expired car insurance policy leaves your vehicle without valid coverage. Any damage or liability during this period becomes your responsibility. Renewal can usually be completed online in a few simple steps if handled without delay. Many vehicle owners prefer to buy car insurance online for...

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Moneylife Digital Team 07 March 2026
A nationwide survey conducted by citizen engagement platform LocalCircles has found that health insurance policyholders in India are facing steep premium increases along with persistent difficulties in claim settlement. The survey, based on more than 54,000 responses from consumers across 323...

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Many of us would have seen the reports recently (January 2026) of the famous Davos meeting - and the kind of impression that was made by world leaders like Donald Trump, president of the US, on the one hand, and the prime minister of Canada, on the other hand.   This brings up the question of...

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Sponsored Post 02 March 2026
Winning trades get attention, but losing them teaches the real lessons. If you’ve spent time in the market, you know how those profits feel good, but losses arrive without warning - more so with day trading risks and the sharp moves seen in F&O trading.    That’s why risk management in...

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At the India AI Impact Summit 2026 last week, Galgotias University provided a shameful sideshow that gravely undermined India’s attempt to project itself as a serious player in the field of artificial intelligence (AI) with credible educational standards.   A communications teacher from this...

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Sponsored Post 24 February 2026
Property owners and businesses may sometimes face claim rejections due to exclusions that are overlooked at the time of purchasing a property insurance policy. These exclusions define the situations, risks, or losses that an insurer does not cover. Since property insurance products are...

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Moneylife Digital Team 23 February 2026
IDFC FIRST Bank finds itself navigating a double crisis. On 21 February2026, the Bank disclosed to stock exchanges a significant fraud involving unauthorized and fraudulent activities by certain employees at its Chandigarh branch — with the quantum under reconciliation pegged at approximately...

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Sponsored Post 19 February 2026
Using property as a financial resource can be a strategic decision, particularly when substantial funds are required for long-term goals. A mortgage loan, often structured as a loan against property, allows borrowers to unlock the value of an owned asset without relinquishing ownership....

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Moneylife Digital Team 19 February 2026
A federal jury in Minnesota has found Karan Gupta, a former senior executive of Optum, guilty of orchestrating a multi-year fraud scheme that siphoned more than US$1.2mn (million) from the healthcare services company through a 'no-show' job and kickback arrangement.   Rick Evanchec, acting...

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Sponsored Post 19 February 2026
Life doesn’t always give a warning before springing unexpected expenses: a sudden medical bill, a job loss, or an urgent home repair. That’s why an emergency fund isn’t optional anymore; it’s a non-negotiable safety net.    The good news? You don’t need complicated investments to get started....

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Sponsored Post 10 February 2026
NCB, or No Claim Bonus, is a renewal discount that can lower your car insurance premium when you complete a policy term without making an own-damage claim. Since it can be carried forward across renewals and transferred when you switch insurers, understanding how NCB works helps you save...

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Sponsored Post 09 February 2026
Two-wheelers continue to be a practical mobility solution for millions of commuters across India. They offer convenience, cost efficiency and flexibility, especially in crowded urban centres and growing semi-urban regions. As 2026 approaches, the way buyers approach two-wheeler finance is...

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