PERSONAL FINANCE


Sponsored Post 17 December 2025
India’s roads are getting busier as urban traffic swells, delivery fleets work longer shifts, and electric two-wheelers enter everyday use. More on-road incidents, together with higher repair bills, especially for traction batteries and sensitive electronics, are pushing payouts higher.   If...

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Moneylife Digital Team 16 December 2025
The national consumer disputes redressal commission (NCDRC) has upheld an order directing United India Insurance Co Ltd to pay ₹59.84 lakh along with interest to Securitrans India Pvt Ltd and AP Securitas Pvt Ltd, the two cash logistics companies, after a major ATM cash van theft in Delhi,...

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Sponsored Post 05 December 2025
For many middle-class families in India, healthcare has quietly turned into one of the most worrying household expenses. A single hospital visit can disturb long–planned savings, and even routine checks feel heavier on the pocket than before. In this environment, people are thinking more...

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Moneylife Digital Team 03 December 2025
India’s debt recovery system continues to face heavy pressure, with the Union government informing the Rajya Sabha that 178,172 cases remain pending before debt recovery tribunals (DRTs) as of 14 November 2025, alongside 66,876 pending Securitisation and Reconstruction of Financial Assets and...

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Sponsored Post 02 December 2025
The first thing to do before you apply for a home loan is to determine whether you are eligible. By checking your home loan eligibility before applying, you'll understand how much you can borrow and what repayment schedule may work for you. It's a good idea to check it because you'll save time,...

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Moneylife Digital Team 01 December 2025
Delivering a stringent order against Niva Bupa Health Insurance Company Ltd, the Mumbai suburban district consumer disputes redressal commission has directed the insurer to reimburse ₹66.50 lakh to a Juhu resident whose overseas cancer treatment claim was rejected on grounds later found to be...

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When I look at the buildings in Hong Kong or the roads in Dubai, the uniform architecture of buildings in different parts of London or on the islands of Greece and then return to India and compare the scenario, I wonder why there is such a great disparity. Except for a few patches in this vast...

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Moneylife Digital Team 27 November 2025
Upholding concurrent findings that Care Health Insurance Ltd wrongly repudiated a claim arising from the death of a Gujarat resident who fell from a mango tree, the national consumer disputes redressal commission (NCDRC) has dismissed two second appeals filed by the insurer. The order, reserved...

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Moneylife Digital Team 26 November 2025
Dismissing a second appeal filed by United India Insurance Company Ltd, the national consumer disputes redressal commission (NCDRC) upheld a state commission order directing payment of 75% of the insured amount to the family of a man who died in a road accident. The NCDRC bench of presiding...

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KBS Sidhu 24 November 2025
New Labour Laws Come into Operation On 21 November 2025, five years after the Industrial Relations Code and the Code on Social Security received presidential assent, India finally made its four Labour Codes effective. The wait was long, the path protracted, but the destination—a consolidated...

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Moneylife Digital Team 21 November 2025
India Ratings and Research (Ind-Ra) has cautioned that gold loan non-banking finance companies (NBFCs) could face heightened risks as sharp volatility in gold prices and recent regulatory changes reshape lending practices across the sector. While the new rules provide clarity by categorising...

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Moneylife Digital Team 18 November 2025
The national consumer disputes redressal commission (NCDRC) has upheld a series of orders against Reliance Nippon Life Insurance Company Ltd, concluding that insurance agents had mis-sold long-term insurance policies to vulnerable customers through deception, misrepresentation and concealment...

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Moneylife Digital Team 12 November 2025
The national consumer disputes redressal commission (NCDRC) has dismissed a revision petition filed by Bajaj Allianz General Insurance Co Ltd, upholding the Gujarat state consumer commission’s order directing the insurer to pay Rs15 lakh insurance claim with 9% interest per annum and Rs2,500 as...

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Moneylife Digital Team 10 November 2025
The national consumer disputes redressal commission (NCDRC) has upheld the Rajasthan state consumer commission’s finding of medical negligence against Udaipur-based Geetanjali Medical College and Hospital and its ear, nose and throat (ENT) specialist Dr AK Gupta, in a case involving a botched...

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Moneylife Digital Team 05 November 2025
While dismissing a revision petition filed by Shriram Life Insurance Company Ltd and upholding concurrent orders of the district and state consumer commissions, the national consumer disputes redressal commission (NCDRC) directed the insurer to settle a death claim and pay Rs1 lakh as costs to...

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Prashant Jha (Bar  and   Bench) 03 November 2025
The Delhi High Court on Monday dismissed a public interest litigation (PIL) petition seeking an investigation into the One Time Settlement (OTS) deals concerning loans extended by Punjab National Bank (PNB) and Bank of Maharashtra (BOM) to Asian Hotels North Private Limited, which owns the...

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Abhay Datar 03 November 2025
Peer-to-peer (P2P) lending is slowly changing credit access in India by connecting borrowers and lenders through online platforms that bypass traditional banks. However, despite its promise of higher returns and broader access, the absence of clear redressal avenues and strict regulatory...

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Shrirang V Samant 31 October 2025
If the title sounds provocative, a quick clarification should provide the context. The received wisdom amongst the insured public is that motor insurance premium rates are mandated and insurance companies are giving big ‘discounts’ on benchmark rates. Very few ask the question: Are they really...

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On 25th October, the Washington Post (WaPo) published an explosive investigation alleging that Indian government had drawn up a plan to channel nearly US$3.9bn (billion) of Life Insurance Corporation (LIC) funds into Gautam Adani’s debt-laden conglomerate. The proposal, allegedly coordinated by...

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Moneylife Digital Team 31 October 2025
Making a strong pitch for reforming India’s motor insurance framework, the Supreme Court has asked  Insurance Regulatory and Development Authority of India (IRDAI) and 22 major insurance companies to explore the creation of a uniform motor insurance policy to better protect accident victims and...

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