PERSONAL FINANCE


Sponsored Post 17 November 2025
Buying a house is a huge financial decision for a lot of people, and with a home loan, it is an easy way to finance it without emptying your savings. However, it’s important to do your research because home loan interest rates differ from lender to lender, and even the smallest difference can...

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Moneylife Digital Team 12 November 2025
The national consumer disputes redressal commission (NCDRC) has dismissed a revision petition filed by Bajaj Allianz General Insurance Co Ltd, upholding the Gujarat state consumer commission’s order directing the insurer to pay Rs15 lakh insurance claim with 9% interest per annum and Rs2,500 as...

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Moneylife Digital Team 10 November 2025
The national consumer disputes redressal commission (NCDRC) has upheld the Rajasthan state consumer commission’s finding of medical negligence against Udaipur-based Geetanjali Medical College and Hospital and its ear, nose and throat (ENT) specialist Dr AK Gupta, in a case involving a botched...

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Moneylife Digital Team 05 November 2025
While dismissing a revision petition filed by Shriram Life Insurance Company Ltd and upholding concurrent orders of the district and state consumer commissions, the national consumer disputes redressal commission (NCDRC) directed the insurer to settle a death claim and pay Rs1 lakh as costs to...

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Prashant Jha (Bar  and   Bench) 03 November 2025
The Delhi High Court on Monday dismissed a public interest litigation (PIL) petition seeking an investigation into the One Time Settlement (OTS) deals concerning loans extended by Punjab National Bank (PNB) and Bank of Maharashtra (BOM) to Asian Hotels North Private Limited, which owns the...

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Abhay Datar 03 November 2025
Peer-to-peer (P2P) lending is slowly changing credit access in India by connecting borrowers and lenders through online platforms that bypass traditional banks. However, despite its promise of higher returns and broader access, the absence of clear redressal avenues and strict regulatory...

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Shrirang V Samant 31 October 2025
If the title sounds provocative, a quick clarification should provide the context. The received wisdom amongst the insured public is that motor insurance premium rates are mandated and insurance companies are giving big ‘discounts’ on benchmark rates. Very few ask the question: Are they really...

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On 25th October, the Washington Post (WaPo) published an explosive investigation alleging that Indian government had drawn up a plan to channel nearly US$3.9bn (billion) of Life Insurance Corporation (LIC) funds into Gautam Adani’s debt-laden conglomerate. The proposal, allegedly coordinated by...

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Moneylife Digital Team 31 October 2025
Making a strong pitch for reforming India’s motor insurance framework, the Supreme Court has asked  Insurance Regulatory and Development Authority of India (IRDAI) and 22 major insurance companies to explore the creation of a uniform motor insurance policy to better protect accident victims and...

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Moneylife Digital Team 23 October 2025
While dismissing a revision petition filed by Niva Bupa Health Insurance Company Ltd, the national consumer disputes redressal commission (NCDRC) upheld a Karnataka state consumer commission order directing the insurer to pay more than Rs9.2 lakh in pending medical claims, along with Rs82,000...

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SN Thyagarajan (Bar  and   Bench) 20 October 2025
The Bombay High Court has granted urgent ad-interim relief to Generali Central Life Insurance Company Limited after it was hit by a ransomware attack, allegedly carried out by a hacker group identifying itself as “Medusa" (Generali Central Life Insurance Company Limited Vs Union of...

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Moneylife Digital Team 20 October 2025
Dismissing an appeal and upholding an order of the Gujarat state consumer disputes redressal commission, the national consumer disputes redressal commission (NCDRC) directed HDFC Life Insurance Company Limited (formerly Exide Life Insurance) to pay Rs25 lakh along with interest and compensation...

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Moneylife Digital Team 17 October 2025
The Employees’ Provident Fund Organisation (EPFO) has triggered widespread outrage with its newly-approved withdrawal rules which many see as a blow to India’s salaried class. Under the revised framework, employees who lose their jobs will have to wait 12 months instead of two to fully access...

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Sponsored Post 14 October 2025
Planning to upgrade your ride or simply don’t use your current bike anymore? Selling a two-wheeler in today’s digital age is relatively easy, but only if you know how to do it right. Whether you are looking to close the deal fast or want to make sure you receive the best price, a little...

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Moneylife Digital Team 13 October 2025
Holding IndiaFirst Life Insurance Company Ltd deficient in service for cancelling her late husband’s housing loan insurance cover without notice, the national consumer disputes redressal commission (NCDRC) has directed the insurer to pay Rs17.37 lakh along with 7% annual interest to Suman Soni,...

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Sponsored Post 13 October 2025
Let’s start with something simple: If you want peace in your later years, you need a pension plan. And if you want to protect the people you love in case something happens to you, you need term life insurance. These two things are different, but they work well together.   This article...

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Kulvinder Singh Sethi 10 October 2025
Rajinder Singh walked into the bank to finalise his loan—an anxious father hoping to secure his daughter’s college fees. The paperwork was routine, the officer courteous. But just before signing, a brightly colored insurance form was slid across the desk. “It’s mandatory,” the officer said,...

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Moneylife Digital Team 10 October 2025
In a landmark reform for India’s banking sector, the government has, for the first time, opened senior leadership positions in public sector banks to professionals from the private sector — including the prestigious post of managing director (MD) at State Bank of India (SBI). The move marks a...

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Moneylife Digital Team 10 October 2025
Holding that the insurer’s decision was unjustified and contrary to the principle of good faith, the national consumer disputes redressal commission (NCDRC) has directed HDFC Standard Life Insurance Company Ltd to pay Rs20 lakh to a bereaved father whose son’s life insurance claim was...

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We always become aware of the new professions that are emerging in the new environment.  There are opportunities in the IT sector; in the ITES sector; in BPO; in the tourism and hospitality industry; in the financial sector; in infrastructure; in biotechnology; in solar energy and many...

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