I have learnt that you have published a new book on chs guidelines for the members to help them in the society issues. It's called as CHS practical handbook. From where can I buy that book?  CHS, property-related issues
Thank you for your interest in the Housing Societies Handbook. If you are based in Mumbai, we request you to please call our office at 022-35131664 or +91 7045156415 during business hours to check... Read More
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I am seeking legal guidance on my debt crisis. Total unsecured debt (credit cards + other loans + moneylenders) is ~?85 lakhs, but settlement possible in ?25-26 lakhs. I pay ?44,000 monthly mortgage EMI + ?18,000 moneylender interest. After these, almost nothing left for household expenses — family life very difficult, I feel completely helpless. Recovery agents harass me with threats like 'sell house or face consequences'. Please guide on: Rights against harassment (RBI rules) RBI Ombudsman complaint process How to negotiate OTS with banks Challenging moneylender high interest Practical way to do 25-26 lakhs settlement while keeping mortgage EMI  Consumer complaints
Dear Ramsujit Please write to foundation@moneylife.in and seek an appointment for credit counselling. You will have to share details of your loans, your income, assets if any and other relevant... Read More
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