LEGAL RESOURCE CENTREMoneylife Foundation's Legal Resource Information Centre's (LRIC) main objective is to provide information, advice and preliminary guidance to persons needing legal help or planning legal action in 10 defined areas.
You can seek help and guidance in following 10 areas such as CHS, property-related issues, Complaints to regulators, Consumer complaints, IT Act and civil liberties, Filing PILs, Whistleblowers, Sexual harassment case, Wills & nominations, RTI and Basic legal research.
a member of our society who was the sole flat owner passed away leaving a will in which he stated that on his death the flat was to be given to his younger brother who was staying with him
the brother who is named in the will to inherit the flat has another elder brother who resides elsewhere, is married and has his own family
what procedure/s and documents must the brother named in the will follow and submit to the managing committee so that the managing committee of the society can transfer the said flat to his name without the society coming into any sort of issues whatsoever thereafter ?
thank you Wills & nominations
3)How Partial DA Agreement be approved without these Documents in SGM called by MC. 4)What is authenticity of this partial DA Agreement. 5) 51% approval is required for the Approval of the Partial DA Agreement.
CHS, property-related issues
?Respected Team,
?I am writing to seek legal guidance regarding a significant deficiency in service by Central Bank of India.
?Case Summary:
?My late mother held a savings account at the gurgaon branch. She was enrolled in the PMSBY and PMJJBY insurance schemes (Total coverage ?4 Lakhs).
?The bank erroneously deducted several service charges over time, which depleted the account balance. Consequently, the insurance premiums were not debited, and the policies lapsed.
?My mother passed away on 13/07/2021. When we approached the bank for the claim, they initially denied any error.
?However, after persistent follow-ups, the bank recently admitted their mistake and refunded ?3,169 (the wrongly deducted charges) into the account.
?While they admitted the error by refunding the amount, they are now refusing to pay the ?4 Lakh insurance claim that was lost solely due to their negligence.
?During the refund process, the bank took advantage of our financial distress and made my father and me sign a "settlement/consent letter" without explaining that it might waive our right to the insurance claim.
?Legal Information Sought:
?Since the bank has admitted their fault by refunding the charges, can we legally hold them liable for the consequential loss of the ?4 Lakh insurance claim in Consumer Court?
?How can we challenge the "settlement letter" which was signed under pressure and without full disclosure of facts?
?We are filing an RTI tomorrow for the RD ledger and internal notes. What other documents should we gather to make our case airtight?
?I am a CSC VLE and have already raised the issue on X (Twitter). Looking forward to your expert advice.
?Regards,
Mantu Kumar (M.K. Insurance & Financial Services)
Mobile: 8802188082 Consumer complaints
On the share certificate, there are five names. The frist and second named members are dead.
Does the third or fourth or fifth named members automatically become members on the death of the first and second named members?
Can the the third or fourth or fifth named members cast vote or quorum be considered?
Do the legal heirs have to apply to the Co-operative Society for transfer of the flat in his or her name?
Kindly guide CHS, property-related issues
Shirish Shanbhag Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee
AV Shenoy AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r
Abhay Datar Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.
Shailesh Gandhi Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.
Dr Rajendra Ganatra Dr Rajendra M Ganatra, was a banker for two decades and is now a registered Insolvency Resolution Professional, restructuring consultant and visiting faculty for MBA. He has more three decades of experience in project finance, asset reconstruction and financial restructuring. He is a Registered Insolvency Professional and has been the former MD & CEO of India SME Asset Reconstruction Co. Limited
Samir Zaveri An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.
Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues
Sucheta Dalal Trustee - Moneylife Foundation
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