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Low interest rates and volatility in stock market is creating new interest in FDs Bank fixed deposits are back. With interest rates slowly snaking upwards and stock markets turning hugely volatile, a steady flow of interest income has suddenly become very attractive. Banks are falling over...

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Be careful about having blind faith in Systematic Investment Plan Tata Mutual Fund is launching a scheme based on the idea of Systematic Investment Plan called Tata SIP equity fund. SIPs, as any investor knows, are one of the better ways to create a winning portfolio. The idea is simple....

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Here is the story of a unique commune that converted an arid area into a green and fertile zone At a time when suicides by farmers have gradually been reduced to cold statistics reported by the media everyday, the Timbaktu Collective in Anantapur District is an astonishing story of how an arid...

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Consumer courts will stop entertaining students’ pleas from now on.Sucheta Dalal reports The trend of students approaching consumer courts for a quick interim order has probably ended this July. The National Consumer Disputes Redressal Commission (NCDRC) has sternly and empathically directed...

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Why the stocks of public-sector banks are bad investments The finance ministry, the de-facto owner of state-controlled banks, has just given me one more reason for not investing my money in the shares of these banks. The ministry has indirectly tried to arm-twist these banks not to raise...

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Attempts to extort money from internet sites has started Readers of MoneyLIFE would recall that we had recommended that consumers should check out product reviews at www.mouthshut.com, a website that allows people to post reviews, get feedback or simply voice their opinion on thousands of...

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In the 21st century, as in the time of Cheops, there will undoubtedly be taller and taller buildings, built at great effort and often without real economic justification, because the rich and powerful will still sometimes find satisfaction in traditional ways of demonstrating that they’re on top...

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What is the world’s most successful long-term investor doing, short-selling the dollar? Warren Buffett is the world’s best-known investor. Apart from amassing billions, Buffett is also known for his folksy style, long-term investing strategy and pithy aphorisms. His comments like ‘the time to...

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 “We are trying very hard to ensure that we can fly all our routes everyday and have no cancellations, but until then I’m afraid there will be heartbreak for same passengers. However, we will still be the cheapest airline around.” - Capt G. R. Gopinath, Managing Director of Air Deccan in...

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Undeterred by the poor performance of contra funds, a new contra fund is coming to raise money. As we had pointed out two issues ago, five fund houses currently offer schemes with a so-called contrarian investment objective. Of these, four have consistently underperformed their benchmarks. Will...

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I take this opportunity to congratulate you for the splendid interviews of Mr. Jignesh Shah and Mr. Mashelkar. They were absolutely superb. I am writing this to thank you and congratulate you specifically for your achievement of making Jignesh open his mind so vividly. He is a very tough...

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How Khushroo Satarawala took on HSBC and got a solution for himself and other bank customers Two things irritate ordinary bank customers the most. One, marketing calls from banks and credit card companies, especially since they have the knack of catching you when you are travelling. Two, when a...

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Fitting into new work cultures is not easy. Here is how you can blend well Do you remember the feeling of anticipation and anxiety on that Sunday night just before a new academic year commenced? You weren’t sure who would be your classmates and how the new class teacher might be. Most people...

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Spices have benefits beyond imparting flavour to food and drinks, say modern scientists from Holland and Canada. The researchers have thus buttressed the ancient wisdom of Ayurvedic vaids, which lays great store by curative powers of spices such as long pepper and dried ginger. Nutrition...

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What has a statistical tool called multivariate analysis got to do with understanding where the stock market is headed, asks Debashis Basu In the last issue, I initiated the thought that very little seems to have changed in the world of stock markets. Over the past 300 years of stock trading,...

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The fund management companies are mum about it but they have been stunned by the way the Securities and Exchange Board of India (SEBI) has hit them with two new rules. One, the annual fee that asset managers pay to SEBI has been raised from Rs. 25,000 to 0.3% of the money collected in New Fund...

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Nike did not spend even one dollar on advertising before its revenues crossed a billion dollar. Starbucks and eBay did not spend money on advertising campaigns to create billion dollar valuations. A handheld device called Palm and a drink called Red Bull ignored what their consumers said and yet...

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Shailendra Lotlikar 14 September 2006
A foreign oil company, a dotcom, a news channel, a commodity exchange - dozens of unique and large companies are out to raise money. But be careful about the valuations, unless you want to take advantage only of the price pop on listing, writes Shailendra Lotlikar Till a few months back...

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Education is among the fastest-growing and most profitable businesses. There are only two listed stocks with nationwide brands. They have changed their focus from IT education. How are they doing after restructuring? Aptech is an educational company with a chequered past. It was one of the...

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Sucheta Dalal  and   Gaver Chatterjee 31 August 2006
Where is the real estate market, especially the residential property market headed? Sucheta Dalal & Gaver Chatterjee talk to the experts and investigate the big picture To buy now or not to buy is the question before millions of middle-class Indians, who were either on the verge of buying...

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