LEARNING


Moneylife Digital Team 03 October 2013
Swedish households pay, on average, one-tenth of what older US households pay for medical and long-term care The whole purpose of retirement planning is to have enough money to live comfortably in retirement and even splurge occasionally. At the same time, after retirement, you’re

Read More



Moneylife Digital Team 03 October 2013
In the US, the concept of ‘fee-only’ advisors who don’t sell products for commissions, has already got corrupted One of the biggest issues for financial consumers is that financial intermediaries do not care much about clients’ interests. Rather, they work for big companies to sell...

Read More



Moneylife Digital Team 23 September 2013
Little do investors and savers know how much of an impact daily expenses make to their retirement kitty. A recent research paper offer profound findings that have otherwise stumped academicians for a long time How do we know how much we will need for various expenses at various stages of...

Read More



Vivek Sharma Vivek Sharma 09 August 2013
The recent market fall is not all about economic crisis. Implementation of healthy corporate governance is another factor that led to the wreck If you think that the fall in share prices of major companies during last two months has happened only because of prevailing economic crisis in...

Read More



Moneylife Digital Team 16 July 2013
Older investors are far more skilled than younger ones, because of experience and learning from mistakes. What do you need to do to learn better? In the previous issue, we had written about the importance of keeping a diary which will facilitate learning from mistakes. After all, making...

Read More



Moneylife Digital Team 25 June 2013
The private placement market is a place for amazingly high-risk and low-reward products. Sample this. India Infoline (IIFL) is touting a paper that involves placing money with a Delhi-based developer of properties called Pratibha Impex. The company will pay interest at 18%pa (per annum)...

Read More



Moneylife Digital Team 18 June 2013
A new research by Jef­frey Wink­ing and Nich­o­las Mizer of Tex­as A&M Uni­vers­ity on human generosity suggests that past studies may have overestimated this human quality   All this while it was believed that humans are inherently generous. Several studies seem to confirm this. A...

Read More



It is not possible to capture inflation details with one set of numbers, howsoever wide it may be in terms of coverage. Fighting inflation also requires homework from each individual, which needs gauging of inflation at the individual level   When the WPI (wholesale price index)...

Read More



Moneylife Digital Team 22 March 2013
A new study analysed six investor surveys over 50 years and found investors to be highly irrational   Business and economic students are taught that investors are a ‘rational’ lot. These students go on to become fund managers, financial analysts and sometimes manage investment...

Read More



Moneylife Digital Team 30 January 2013
Studies, surveys, regulation, misconduct and savers’ behaviour from around the world Life Insurance Gaps A new US study has found that unmarried parents are significantly less likely to have life insurance than their married counterparts, despite their clear need for coverage. The...

Read More



Moneylife Digital Team 30 January 2013
Just like personal relationships, trust matters in finance as well. And there’s a dearth of trust in the markets now The basis for any successful relationship is, of course, trust. This is true not just for interpersonal relationships but also for investing. When you buy a stock from a...

Read More



Moneylife Digital Team 02 January 2013
Trust in equity markets is low. What should investors do? Indian regulators are apathetic towards equity investors and not much has been done to win back their trust. The Swarup Committee report had stated in 2009 that the Indian retail investor population was just 8 million by the end...

Read More



Moneylife Digital Team 14 December 2012
Be Happy, Earn More!   Sadness makes people more myopic and willing to forgo greater future gains   Did you know that being sad can affect not just your health but your financial well-being as well? We read a lot about how to handle your money safely and smartly. But, we...

Read More



Moneylife Digital Team 14 December 2012
It is important to do your own homework and dig out for facts rather than rely on hearsay. Unfortunately most investors are reluctant to collect information on their own and rely on “false information”   Information is critical for any kind of decision-making, especially in the realm...

Read More



Moneylife Digital Team 23 November 2012
  The Vanguard Group, the largest mutual fund company in the US and pioneer of index funds, has just come up with a startling piece of research debunking the myth that systematic investment planning (SIP) is a better strategy than a lump-sum investment (LSI), regardless of the asset...

Read More



Moneylife Digital Team 09 November 2012
In this complex world of investments, you will counter many advices and experiences. You need to avoid these deadly mistakes to avoid all pitfalls   Every now and then, savers and investors commit blunders which catch them by surprise and can hurt one’s financial future. A research...

Read More



Gurpur Gurpur 06 November 2012
The new online system for getting a passport is well thought out. The major beneficiaries are mainly educated and tech-savvy elite who constitute a very small portion of our population. A large number of our youth still depend on middlemen or touts for getting their passports Here is...

Read More



Moneylife Digital Team 29 October 2012
Hugh Young’s 10 Golden Rules of Investing   It always pays to listen to a successful person in a given field. Hugh Young, one of the star managers at Aberdeen Asset Management, is one such. He has put down 10 golden rules of successful investing. Some of the advice may seem obvious...

Read More



Veeresh Malik Veeresh Malik 26 October 2012
Here are some crucial things to keep in mind while buying your dream house which will help you navigate the treacherous world of real estate The sheer number and size of advertisements and marketing gimmicks for real estate cannot be ignored. In and around New Delhi, we see them on the...

Read More



Moneylife Digital Team 15 October 2012
A number of companies are trying to catch the attention of investors by offering NCDs at high interest rate. Are they safe? How are they different from corporate fixed deposits? As investors you should investigate about the features of different products and the terms and conditions they...

Read More

Free Helpline
Legal Credit
Feedback