FIXED INCOME


Moneylife Digital Team 04 January 2012
Muthoot Finance’s business model is based on the premise of gold and gold prices. However, the stability and level of gold prices after five years is anybody’s guess. This very fact that the company is dependent on one variable, makes us very uncomfortable in addition to its already high...

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Moneylife Digital Team 11 August 2011
These NCDs are attractive for investors who have been keeping money in bank FDs, but even the best non-banking finance companies can be shaken if there is continued economic slowdown. The slightly higher yield may be a cause for regret then We have recently seen several non-banking...

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Moneylife Digital Team 14 July 2011
Fixed-income investors have never had it so good in a long time To control rising inflation, the Reserve Bank of India (RBI) has been tightening money supply and interest rates have been going up. This has led to a bonanza for those who want to invest money in fixed-income instruments....

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Moneylife Digital Team 24 June 2011
Committee, headed by RBI deputy governor, proposes reducing or abolishing agent’s commission on various schemes such as PPF, NSC The finance ministry's committee on small savings has, in its recent report, recommended either reducing or completely abolishing the commission paid to...

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Rising interest rates have created unusual opportunities. Look at the Tata Steel ‘perpetual’ bond that yields over 11% The measures of Reserve Bank of India (RBI) to combat inflation by monetary tightening have thrown up interesting investment opportunities in fixed-income products. We...

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Moneylife Digital Team 10 June 2011
National Savings Institute expects to complete verification of claims soon. Process was held up after detection of fraud in 2004 Pending commissions of public provident fund (PPF) agents will be paid soon by the National Savings Institute (NSI). There have been numerous complaints by...

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Moneylife Digital Team 02 June 2011
If you think returns from bond funds will trump those from bank fixed deposits, you have another think coming The corpus invested by mutual funds in bonds is much larger—almost eight times—than in equities. Bonds should also be a very important part of your asset mix. So, are mutual...

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William Gamble William Gamble 07 March 2011
US municipal bonds paid tax-free interest which made them a very attractive investment. But now, suddenly, investors are selling off what was hitherto considered a generally safe instrument. What went wrong? How safe is safe? For millions of investors all around the world the goal is not...

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Moneylife Digital Team 03 June 2010
Savings bank accounts now provide higher effective interest. Even so, liquid funds may be a better option to park your short-term cash. A savings bank account is perceived by many investors as the safest option for parking cash, despite yielding a pitiable return. Lakhs of crores worth...

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Investors are surprised when gilt funds lose money, finds Ravi Samalad. But the difference between the top and bottom performers of gilt funds is huge A few weeks ago, one of our readers wrote to us about the performance of a gilt fund he had invested in. He had invested Rs6 lakh in a...

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Sanket Dhanorkar 21 April 2010
They are managed by debt experts but don’t beat FDs by a mile, as Sanket Dhanorkar found out Most of our money is locked in fixed deposits with banks. There are other ways to get fixed income, though. One such route is investing in debt funds. Debt funds are managed by professional money...

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Moneylife Digital Team 08 April 2010
Locked up all your money in FDs? Try these two products to gain higher post-tax returns Sulekha Nandani is a middle-aged working professional and earns a steady stream of income. She is seeking a safe investment avenue wherein she can put in some of her money to earn decent but assured...

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