FIXED INCOME


Sponsored Post 28 November 2023
The repo rate, a significant monetary policy tool used by the Reserve Bank of India (RBI), plays a pivotal role in shaping the financial landscape. It has far-reaching implications on various aspects of the economy, including Fixed Deposit (FD) interest rates and loans against FDs. In this...

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Sponsored Post 18 August 2023
When it comes to secure investments, fixed deposits (FDs) are well-liked by many as a savings tool. FDs provide a safe and reliable way to grow your savings with guaranteed returns. However, before investing in FDs, it's essential to realise the fine print and how interest accrues. In this...

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The Centre on Monday ratified the 8.15% interest rate on deposits under the employees provident fund (EPF) scheme for 2022-23.   On 28th March the employees provident fund organisation (EPFO) had slightly hiked the interest rate on EPF deposits to 8.15% for 2022-23 for its over 60mn...

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Abhay Datar 07 July 2023
At Moneylife Foundation, I have received complaints from investors regarding banks deducting money from the principal amount of their fixed deposits (FD). It is important for people to understand when and how this happens. This article aims to shed light on why this happens.   Case...

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Moneylife Digital Team 13 June 2023
While confirming an order passed by the state commission, the national consumer disputes redressal commission (NCDRC) directed the department of posts, chief postmaster general of Mumbai, senior superintendent of the post-office for Mumbai West division and senior postmaster from Mahim...

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Moneylife Digital Team 22 May 2023
While partly upholding a decision by the district forum and rejecting an order by the state commission, the national consumer disputes redressal commission (NCDRC) directed the postal department to refund the principal amount along with interest on public provident fund (PPF) deposits within...

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Moneylife Digital Team 04 January 2023
Edelweiss Financial Services Ltd has launched the 2023 non-convertible debenture (NCD) calendar with a public issue of Rs400 crore. The company regularly issues debt securities; its current outstanding debt securities as liabilities are over Rs15,500 crore (as on March 2022).   As many...

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Moneylife Digital Team 21 June 2022
Private sector lender Yes Bank on Tuesday announced the launch of floating-rate fixed deposit (FD) for domestic customers. In this new product, the interest rate will keep fluctuating based on the changes in repo rate, allowing the customers of the Bank to enjoy dynamic returns on their fixed...

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Maya M 09 April 2022
Edelweiss Housing Finance (Edelweiss group’s non-deposit-taking housing finance company) has announced a public issue of secured non-convertible debentures (NCDs) paying up to 9.70%pa (per annum). The financial services firm plans to raise Rs300 crore from the sale of its debentures. The...

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Moneylife Digital Team 14 December 2021
Indiabulls Housing Finance Ltd (IBHFL), a housing finance company (HFC), has announced a public issue of secured redeemable non-convertible debentures (NCDs) paying up to 9.25%pa (per annum). The non-deposit taking HFC is registered with the National Housing Bank (NHB) and also a notified...

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Moneylife Digital Team 07 December 2021
Edelweiss Financial Services Ltd (EFSL), a financial services conglomerate, has announced a public issue of secured non-convertible debentures (NCDs) paying up to 9.70%pa (per annum). The financial services firm plans to raise Rs500 crore from the sale of NCDs. The issue has a base size of...

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Moneylife Digital Team 01 November 2021
Fixed deposits (FDs) are a popular investment product because of their simplicity and safety. Currently, due to low interest rates, banks are offering additional benefits to attract customers to FDs. Some banks now offer insurance bundled with the plain-vanilla FDs. In a year where we have...

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Moneylife Digital Team 17 August 2021
Edelweiss Financial Services Ltd (EFSL), a financial services conglomerate, has announced a public issue of secured non-convertible debentures (NCDs) paying up to 9.70%pa (per annum). The financial services firm plans to raise Rs400 crore from the sale of its debentures. The issue has a base...

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Moneylife Digital Team 15 July 2021
The Reserve Bank of India (RBI) has announced the launch of Retail Direct scheme, allowing retail investors to open free gilt accounts directly with the central bank.   Opening the Retail Direct Gilt (RDG) account will allow retail investors to buy government dated securities,...

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Moneylife Digital Team 27 April 2021
India Grid Trust, a listed infrastructure investment trust (InvIT) holding power sector assets, is planning to raise up to Rs1,000 crore through the issuance of secured non-convertible debentures (NCDs). The first tranche of the public NCD issue will open tomorrow on 28 April 2021 and will...

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Moneylife Digital Team 18 February 2021
Real Estate Investment Trusts (REITs) are a new asset class in the Indian financial market that offers exposure to income-generating commercial real estate. Essentially, REITs give the chance to own a pie of a commercial real estate and enjoy its rents and capital appreciation, similar to...

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Maya M 03 February 2021
The initial public offering (IPO) of Brookfield India Real Estate Trust (REIT), which opened on 3rd February and will close on 5th February, aims to raise Rs3,800 crore through the issuance of fresh units. This will be the third such public offering after Embassy Office Parks REIT, a...

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Moneylife Digital Team 16 January 2021
Power Finance Corporation (PFC), a public sector financial services firm backing the Indian power sector, is planning to raise as much as Rs10,000 crore through the issuance of non-convertible debentures (NCDs). The first tranche of the NCD, with a plan to raise Rs5,000 crore, opened on 15...

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Moneylife Digital Team 24 December 2020
Edelweiss Financial Services (EFL), a financial services conglomerate, has issued non-convertible debentures (NCDs) paying up to 9.95%pa (per annum). The financial services firm plans to raise Rs200 crore from the sale of its NCDs.   The NCDs will pay a minimum 9.35%pa and maximum...

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Moneylife Digital Team 18 December 2020
Muthoot Finance, a non-banking finance company (NBFC) known for providing personal and business loans against gold or gold jewellery, plans to raise Rs100 crore through a second tranche of its issue of secured non-convertible debentures (NCDs). The NBFC plans to retain any...

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