I borrowed a loan from banks on 2008 but I was not able to re pay the loan amount due to health issues. I am interested to make repayment of bank loans but i am getting phone calls and legal notices from recovery agencies so pls suggest me what is the best thing i have to do for clear the loan account. Is the recovery agents are best persons to solve the issues or not ,they are giving assurance to make 40% waveup on loan amount. Will i get further loans from banks when i solve the issues through them? Defaulter
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He had deposit some emi of settlement but due to financial condition he could not continued to pay the remaining emi
Now me and my family have come to bihar because my father's heath is not so good nd also his fiancial condition..
Some days ago kotak mahindra official contact for loan recovery .and they threatened us that they will file case against us..
Sir pls help us in short out the matter
We can't repay all amount at a time..
Waiting for ur reply
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Sucheta Dalal Trustee - Moneylife Foundation
Suresh Prabhu Mr Prabhu retired as Senior Vice President from HDFC Bank
R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.
Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues
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