I need 2 lackh but I don't have any job iam a house wife. I am in big trouble. I want to pay my debt. But there is no sources of income.but I can pay my debt from my pocket money. I need 1 year for pay my debt.i need urgently 2 lakh what i do.
Sorry, but a story like “I need two lakhs but I don't have a job does not work in the real world”. If you are in serious trouble, or being harassed in some way, we would suggest that you seek help and guidance rather than panic and look for funds that would have usurious interest rates and get you into more trouble.

If you think calmly, you may have some investments or gold that you can encash to tide you over. Please DO NOT go for a gold loan, against your jewellery. That is another dangerous mistake.

If you need guidance, please come to Moneylife Foundation at Dadar, Shivaji Park on Friday, between 4-6 pm. You can also call on that day at that time at 022-4920 5000 and speak to our counsellor.

Alternatively, you can send a detailed email to [email protected] and we will do our best to guide you. However, we do not provide loans and we do not know anybody who will provide a loan without income.

Our Experts

Sucheta Dalal Trustee - Moneylife Foundation

Abhay Datar Abhay Datar is a consumer activist and is also Member of the Managing Committee of Mumbai Grahak Panchayat (MGP). He was Treasurer at MGP for over two and a half years. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of MGP in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related to mobile and mediclaim. Mr Data

Suresh Prabhu Mr Prabhu retired as Senior Vice President from HDFC Bank

R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues

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