Well, since last one year i am suffering from some medical issues and recently completed the surgery. because of that i am not able to pay my credit card bills, personal loan and home loan EMI. Banks reached me and i informed them that i am suffering from medical issues and financial crunch.

Recently i logged into CIBIL portal to check my score and come to know it was 438 because of credit card and loan dues. Now i am recovering from medical and want to clear all the dues. I requested banks to waive off the charges so that i can clear dues, but banks are not agree to it. is there any agency who can help me discuss with banks on my behalf and charges waive off so that i can process for closer of one by one credit card.
Our Experts

Sucheta Dalal Trustee - Moneylife Foundation

Suresh Prabhu Mr Prabhu retired as Senior Vice President from HDFC Bank

R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues

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