Can you please tell me how i can clear those account and improve my cibil score ASAP
If you want any detailed advice from us, you will need to share your report with our counsellors. This, as you know, is FREE Counselling from a not-for-profit foundation and you have no worries about being chased by any collection agents. You can come in person, or email it to us and we can forward it to them for advice on your behalf.
As for your second wish of improving your CIBIL score ASAP - we have no such quick fix remedy. Depending on your credit report and your current borrowings (for instance whether you make timely payments on your credit card and post-paid telephone bills) you will be able to rebuild your score. Or by having timely payments on a fresh loan.
We can only help you further when we have more details. Trust you have found this feedback useful.
Sucheta Dalal Trustee - Moneylife Foundation
Abhay Datar Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.
Shirish Shanbhag Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee
R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.
Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues