Can you please tell me how i can clear those account and improve my cibil score ASAP
If you want any detailed advice from us, you will need to share your report with our counsellors. This, as you know, is FREE Counselling from a not-for-profit foundation and you have no worries about being chased by any collection agents. You can come in person, or email it to us and we can forward it to them for advice on your behalf.
As for your second wish of improving your CIBIL score ASAP - we have no such quick fix remedy. Depending on your credit report and your current borrowings (for instance whether you make timely payments on your credit card and post-paid telephone bills) you will be able to rebuild your score. Or by having timely payments on a fresh loan.
We can only help you further when we have more details. Trust you have found this feedback useful.
Sucheta Dalal Trustee - Moneylife Foundation
Abhay Datar Abhay Datar is a consumer activist and is also Member of the Managing Committee of Mumbai Grahak Panchayat (MGP). He was Treasurer at MGP for over two and a half years. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of MGP in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related to mobile and mediclaim. Mr Data
Suresh Prabhu Mr Prabhu retired as Senior Vice President from HDFC Bank
R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.
Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues
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