Answered by
 Sucheta Dalal
Yes indeed, the rate of personal loans with equated monthly installments are usually substantially lower. A credit card carries very high interest and the amount that is rolled over compounds... Read More
We would suggest that you obtain a copy of your full CIBIL report rather than just the score. It will tell you the reason why your score is low.

If you would like us to help you, you may need to... Read More
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Sucheta Dalal Trustee - Moneylife Foundation

Suresh Prabhu Mr Prabhu retired as Senior Vice President from HDFC Bank

R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues

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