I have 1 personal loan and 2 credit card defaults, I was jobless and from last 3 months i didnt paid emi, but now i have a good paid job. Now I need 1 personal loan to clear all my past dues in one shot. please let me know about you. Answered Defaulter

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I need to repay my debt around 5 Lac. My CIBIL is low, i am not able to get loan from any banks. Can any one help me with this? Defaulter

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Kindly I would do lke to know about personal loan for selfe employee or business loan but without CIBIL score Bank Statement ITR Income Proof I hope asap I'll get positive clearification behalf to experts Loan

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Please Guide me - How can i Manage my Salary so i paid my Loans & Credit cards payment timely Loan

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I use to have a credit card of HDFC, now its not functional any more. Probably 6 months back I got severe medical issue so wasn't able to bill the credit card amount and i utilised every single penny of my credit card. After that i wasn't able to bill the amout amd now its 7th month going on and also m have been recovered back to job so today got my salary credited and was planning to ask bank for EMI option but a lady from lender side is saying that as of now u have two options left either pay full amount in EMI or go for settlement. In EMI she is assuring me that my credit score will get recovered once ill be done with the EMIs and bank will issue me a NOC for that, in case if I opt out for settlement bank will clear the due record and I will get blacklisted from banks side and will not be able to issue loan with HDFC in future.
Can anyone please help wich option is good and till what extent that lady is true? Credit Card

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