Winter in Autumn

How UTI Scuppered the Senior Citizens Unit Plan

UTI Mutual Fund (UTIMF) caused a lot of anger when it terminated the Senior Citizens Unit Plan (SCUP) in 2008, just 15 years after it was launched. The scheme was sold with the slogan –“Makes your old age worry free, once and for all”, so its unilateral termination caused both shock and anger. But UTIMF, and the Government of India, got away...

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A Fairy-tale Career Goes Off-Axis

By leaving succession planning till the last moment and quitting abruptly, did Dr PJ Nayak let down his beloved Axis Bank and his colleagues?

Almost everybody who has ever interacted with Dr PJ Nayak will profess enormous respect for him, vouch for his uncompromising integrity and admire his professionalism and business acumen. He was an extremely well-regarded IAS officer and, later, an...

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Be Careful with Those Insurance Forms

This tale of a senior citizen harassed by ICICI Pru holds lessons for others

In our everyday transactions, most of us tend to trust agents and service providers to correctly fill out the details in application forms without worrying about being cheated. Sometimes, that trust could turn into an expensive mistake and against the rules too, as this case shows. Mr Narayana, 74 years old, was...

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