Ulips And Foreign Banks
Iam a client of a foreign bank at Bangalore and would like to highlight the business model they follow. A lot of their revenues mainly come from commissions and the distribution revenues of third party products, mainly investment-related products such as insurance, mutual funds, equity, bonds, fixed maturity plans etc. Insurance products generally fetch around 50% of the first year’s...
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  • How Good Is Your Bank?

    A survey of bank depositors by consumer organisation Voice, funded by the Ministry of Consumer Affairs, has triggered a lot of introspection. Although somewhat flawed, the findings corroborate the anecdotal evidence of high customer complaints or lack of clarity about banking charges. MoneyLIFE had exclusive access to the survey. Sucheta Dalal summarises the findings and raises several...

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  • When India Drugged China

    Some 350 years ago, there was another way India and China were deeply linked

    The book Opium City argues that the rise of Bombay as a commercial centre is owed to its accidental importance as a conduit for opium exports to China. Equally, interesting is the story of opium. Large-scale exports of Indian opium to Southeast Asia started in the 17th century. It was one of the key commodities...

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