Trapped in Wrong Life Insurance? Your Way Out
Consumers have been enticed into buying ULIPs and traditional insurance products which have left them poorer. How to get out of these policies? The first comprehensive anaysis ever
 
Most people buy insurance as an investment—as a means of saving regularly. For this, they buy either unit-linked insurance plans (ULIPs) or traditional plans like endowment, money-back and whole-life...
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  • Life Insurance: Review of LIC’s Jeevan Shagun Money-back Plan

    A product which is single-premium and may offer decent returns

     

    Life Insurance Corporation of India (LIC) has launched a single-premium policy Jeevan Shagun. It is a participating, non-linked (traditional) plan, which will offer non-guaranteed loyalty additions (terminal bonus), to be paid on maturity, death or surrender, provided the policy has run for a minimum of five years....

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  • Health Insurance: Review of Star Health Diabetes Safe

    Unsafe Premium Hike and option to move to another product not communicated?

     

    The premium for Star Health Diabetes Safe has been hiked by five times effective 20 Match 2014, for fresh policies and, from 1 July 2014, for renewals. A policyholder of age group 56-60 years will pay premium of Rs24,155 plus taxes instead of Rs4,600 plus taxes until now. Clearly, the sweet product for...

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