The book is full of action-oriented advice and explains the smart way of achieving financial freedom through a five-point plan (five barefoot steps). It begins with a chapter on each step and ends with chapters on property and entrepreneurial skills. Chapter two has a very simple and logical exercise which helps you to better manage your daily expenses. The author translates financial jargon and what is otherwise a dry subject into something which can be easily related to, understood, and acted upon with the help of live examples, making the whole personal finance business a lot of fun. Pape illustrates non-wasteful cash management in such a way that you invest and save without the feeling of depriving yourself.

The book focuses on long-term strategies underlining time-tested approaches such as investing in assets that will grow in value over time – property, cash and shares. The book forces the readers to think about how and when they are going to implement the tips and ideas they get. It also stimulates them into wanting to take control over their finances. It highlights common forms of consumer debts and ways to get out of the debt trap. It also emphasises the importance of understanding compound interest, bank accounts, high-interest-yielding savings accounts, insurance, mutual funds and pension funds. Nothing original, but refreshing because it is filled with tips, tricks, checklists and quizzes. - Shweta Lightwalla