Time for Small Savings Schemes?
Make use of better interest rates while they last
Bank fixed deposit (FD) rates have been on a decline in the past year, after the Reserve Bank of India (RBI) started cutting rates. You can expect to get 7.25%-7.75%pa (per annum) for a five- to 10-year term. One year ago, FD rates beat interest rates offered by several small savings schemes (SSS). But times have changed, with FD rates going...
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