The Night after the Big Fat Indian Wedding

Grand weddings, parental pressure and the availability of easy loans have wrecked several promising young lives. They burnt up lakhs of rupees to make the family look good for a few days, only to face a future of financial trauma and depression. Nutan Lugani, a committed consumer activist, currently in charge of Disha, ICICI Bank’s counselling centre, describes how borrowing to splurge on...

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Trapped By Card Debt?

Shalini Amarnani explains how to avoid such a fate

Though widely used and immensely convenient, credit cards can become your worst enemies if you are careless. One negative aspect of using credit cards, instead of cash, is that you don’t feel you’re spending real money. The pleasant feelings you experience when you purchase an item are disconnected from the unpleasant or painful feelings of...

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Wrong Time for Debt

“Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry”

Shakespeare wrote this in Hamlet. Luckily for the world, nobody listened; otherwise there would have been no banking services. Globally, the debt market is estimated at around $50 trillion! Surely, a lot of money is being borrowed and lent. In my lifetime, I have seen Indians...

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