In your interest.
Online Personal Finance Magazine
No beating about the bush.
Quite often, you get calls regarding free credit cards and probably feel happy that you did not have to pay for it. Often you forget that there are a number of hidden costs that pop up later. These include:
a) Late payment charges - For some banks, this is a fixed minimum independent of the amount to be paid. So even if you have to pay Rs300, you may need to pay another Rs300 as late...