The Fifth Option

Kotak Mahindra Bank is less of a bank, therein lies its strength

There are broadly four kinds of banks in India: public sector banks like the giant State Bank of India, followed by Bank of Baroda, Canara Bank and Punjab National Bank, etc; then there are new, large, fast-growing private banks like ICICI Bank, HDFC Bank and UTI Bank; older private banks like Federal Bank and, finally, foreign...

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