The Aadhaar registration mess and agony of citizens in Maharashtra

Euro Finmart carried out enrolment work for Aadhaar number at a housing society in Mumbai. Oriental Bank of Commerce, which appointed the agency, said the work was illegal. Finally after a call to the OBC CMD's office, the residents were issued registration acknowledgement receipts for their Aadhaar number

Close on the heels of Maharashtra's information technology (IT) department losing unique identification (UID) data of about three lakh people collected for the Aadhaar number scheme, here is a first person account about the registration mess. This also highlights the dubious games being played by agencies and registrars appointed by the Unique Identification Authority of India (UIDAI) led by technocrat Nandan Nilekani.

 

A Moneylife reader registered for his Aadhaar number but could not even get acknowledgement receipt for the enrolment. In addition, when he raised the issue with top officials of the registrar, Oriental Bank of Commerce (OBC) and the agency, Euro Finmart, he claims to have received abusive calls!

 

Here is what Subhash Malviya, the Moneylife reader (name changed to protect the reader from further harassment) says…

 

The UID or Aadhaar registration was carried in our society during the last week of February 2013. The way the work was carried out by the agency was complete mess. The employees of the agency (Euro Finmart, I came to know later) used to arrive in the afternoon. They always used to walk in without any proper equipment, so residents used to provide it to them.

 

Some of the residents from our society were not even provided registration receipts from the agency. Without the registration receipt, it is very difficult to track the progress of issuance and delivery of the Aadhaar number.

 

One of my neighbours told me the name of the agency, Euro Finmart and the registrar, Oriental Bank of Commerce (OBC). OBC was appointed by the UIDAI to carry out Aadhaar registration work across Maharashtra and it was the lender that appointed Euro Finmart to do the job on its behalf.

 

Since we were not given our registration acknowledgement receipts, on 27th February, I called up Euro Finmart's nodal officer on his mobile. In addition, I also sent him a mail. The officer promised to call back after checking the details. However, the call never came.

 

On the same day, I called Kamal Seth from Delhi who was the chief manager at OBC looking after the Aadhaar registration project. He clearly told me that the registration carried out by the agency (Euro Finmart) in our society was illegal as it was done outside the OBC branch. However, he assured that we would receive our registration receipts after he checks the details.

 

Following instruction from Mr Seth, another officer, Mr Mathews from OBC's regional office in Mumbai contacted me. He also gave the same assurance about the registration receipts.

Surprisingly, after my conversation with Mr Mathews, the registration work being carried out by Euro Finmart in our society was suddenly stopped.

 

After waiting to get registration receipts for over 15 days, on 14th March, I again called up Mr Seth. He repeated his assurance but nothing really happened till 26th March.

 

On 26th March, I called up the office of SL Bansal, chairman and managing director (CMD) of OBC, seeking assistance. The official on the other end asked me to send the details. Within hours after sending the details, several top officials from Euro Finmart and the chief manager from OBC called me assuring that we would receive our registration acknowledgement receipts soon.

 

Meanwhile, I also received some abusive calls from 'angry' employees claiming to be from the agency. Fortunately, I recorded all such calls and then showed it to the top officials from both the agency and the bank.

 

Finally, on 28th March the registration acknowledgement receipts were delivered in our society office.

 

It took me over a month and call to the CMD's office to get just the registration acknowledgement receipts for the Aadhaar number.

 

Later I checked the terms and conditions of the memorandum of understanding between OBC and UIDAI. As per the terms and conditions, OBC was supposed to supervise the enrolment work being carried out by the agency. But from my own experience, I can say, the bank failed to do its job. Not a single employee from OBC was present during the enrolment in our society. In addition, they kept quiet for over a month, until the matter reached their CMD's office.

 

It seems that OBC employees were protecting the agency for reasons best known to them. OBC is carrying the work with the agency for entire Maharashtra region. Imagine the plight of average citizens who cannot do the follow up. They would be in fix as all the cash subsidy depends on UID.

 

OBC has appointed Euro Finmart (L-1 bidder) and Shri Ram Raja Sarkar Lok Kalyan Trust (L-2 bidder) as empaneled agencies for UID enrolment in Maharashtra. Apparently, the L-2 bidder was asked to match the prices quoted by the L-1 bidder.

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    User

    COMMENTS

    TIHARwale

    7 years ago

    my mail to [email protected] sent on 19.04.2013 is still unresponded. ML is free to take up the issue with Nandan to look into the mess and let him know the official concerned to act on the mails addressed at [email protected] has not bothered to update me about status for my query. if ML wants i shall forward the original email of mine.

    My son XXXXX had got enrolled for NPR and Aadhaar registraion No
    20220111816803 dt 16062012181417 was provided. around same time my self
    and wife also got registered for NPR. In early February 2013 i recd my
    Aadhaar card based on this NPR registration, wife didnot get because she
    had got her Aadhaar card issued earlier but my son has still not
    received his card even as the UIDAI site shows card is generated but
    India Post site says no such card is received. please look into it and
    convey the Aadhaar No to my son and generate the e-aadhaar card. from
    the UIDAI site we could not get these done as it gives error message.

    Mob:- ZZZZZZZZZZ, email:- [email protected], you may also
    include his email and Mob No in his Aadhaar particulars as i found even
    in my case my Mob and email ID are not there in my Aadhaar card

    Prasad Subramaniam

    7 years ago

    Moreover, the Aadhar card and UID registration was termed to be a mandatory process by the GOI. Now some of its department is saying that it is compulsory whereas it is not compulsory and it is against the law to be make it compulsory. This UID resolution is itself pending in the parliament and not being passed because of its short falls and many more misgivings. The fact is that Parliamentarians are themselves confused about this project. If any agency says that it is compulsory, kindly get the same in from them in writing, which in turn can be produced in the court where the petition is pending.

    Mukesh kamath

    7 years ago

    Good work done by money life reader. This shows that citizens have to be vigilant.

    MMM India, another MLM taking people for “double-your-money” ride

    A Russian with history of duping several gullible people in Russia and the US is spreading his “mutual mutual aid fund” idea called, MMM India. This is nothing but a pure money circulation scheme

    Mavrodi Mondial Moneybox India or MMM India, a multi-level marketing (MLM) or a Ponzi (pure money circulation) scheme set up by Sergei Panteleevich Mavrodi, a Russian businessman and financier, is spreading its wing in India, especially in rural areas. According to Wikipedia, in 2007 Sergei Mavrodi was found guilty in a Russian court of defrauding 10,000 investors out of 110 million roubles or about $4.3 million. But more about Mavrodi and his businesses later.

     

    MMM India, the Ponzi scheme says it is neither a company nor a business but a mutual mutual aid fund. In simple words, it takes Rs5,000 from you, gives you 100 units of some virtual currency called Mavro. When you bring two more people, you would receive 20 Mavros in your e-wallet. The new member also deposits Rs5,000 in the old member's account, thus your ‘investment’ is repaid. Virtually, because the cash is converted into Mavros in your e-wallet and then there are ‘minor’ terms and conditions, which makes it difficult to get your real money back.

     


    The MMM scheme mandates all members to keep at least 100 Mavros in their account. That means your Rs5,000 are locked permanently in air. This is because MMM is neither a company nor a business as it operates only through the internet. This helps the double your money scheme to avoid all kind of legal permissions and regulations. MMM likes to call itself an international, free, self-adjusting community or social virus. Unfortunately, it is nothing but a money-gobbling virus.

     

    According to Who.is data, MMMIndia.in is registered by Ivan Ivanov from Petrozavodsk, Russia and the domain would expire on 11 July 2014. Its DNS record shows that mmmIndia.in uses an ID address 193.109.247.68 located in Moscow.

     

    MMM India is nothing but a pure money circulation scheme that works on enrolling new members. The moment there are no new members, the scheme collapses. A new member pays money (here virtual money!) to the old member and it is repeated infinite times.

     

    Two basic questions need to be answered. One, in the end who controls the 100 Mavros, or Rs5,000 that the member needs to keep in his virtual account? And second, if the idea of virtual money or mutual mutual aid fund is so great, then why the government or Reserve Bank of India (RBI) is not implementing this? Why such a great novel (!) idea needs to be sold through chain marketing route instead of customary marketing system that has served human society for thousands of years?
     

    In short, strictly stay away from MMMIndia and it is bound to vanish sooner than later.

     

    Coming back to MMM's founder and ‘brain’ Sergei Mavrodi, on 22 December 1997 declared MMM as bankrupt and disappeared. He was on the run until his arrest in 2003.

     

    While on the run, in 1998 Mavrodi created Stock Generation (SG), a classic pyramid scheme presented as a “virtual stock market game”. However, its game was over once it caught attention of the US Securities and Exchange Commission (SEC). In 2003, the SEC obtained permanent injunctions against SG. Mavrodi was then placed under police custody. He was convicted of holding a fake passport and was sentenced to 13 months in prison. On 22 May 2007, Mavrodi left prison, having served his full sentence.

     

    On 28 April 2007, the Moscow court sentenced him to four and a half years in a penal colony (a settlement used to exile prisoners and separate them from public). The court also fined him 10,000 roubles or about $390.

     

    In January 2011, Mavrodi launched another pyramid scheme called MMM-2011, asking investors to buy so-called Mavro currency units. He frankly described it as a pyramid, adding “It is a naked scheme, nothing more ... People interact with each other and give each other money. For no reason!”  In May 2012, he froze the operation and announced there would be no more payouts.

     

    In 2011 he launched a similar scheme in India, called MMM India, again stating clearly that the vehicle is a pyramid, says Wikipedia. Looking at the past record of Mavrodi and his money multiplier schemes, you do not need an astrologer to tell about the future of MMM India. This Ponzi from Russia only loves your hard-earned money, unless you are a super spy like the 007.

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    User

    COMMENTS

    Vicky Dehriya

    8 months ago

    Hi

    Niranjan H

    1 year ago

    Yes it's froud company..i lost 1 lack.. now website itself not opening... guy's do not invest your money...

    piyush mishra

    4 years ago

    MMM INDIA totally fraud company....I provide help 5000 in september 2015 and when I do get help , nothing was there , even id login system is also blocked by mmm ....please indian do not waste your time and money such type of fraud company....some indian together with mmm making us fool.....
    Mmm says, this company working for common people but who told them , common man cant complete their per day task....and 1 thing more if any one did any mistake then what is the problem with other common person , why are you not giving our money to our account....please give our money and then stopped your business

    biki

    4 years ago

    mmm india is a pukka fraud company i provided help for rs 7000 and when i asked for help they have not given any help moreover one of their members are telling i will have to open a bitcoin acount to get my money back these are all dalaals of bitcoins,so dont invest in mmm

    Neil

    4 years ago

    Let me be honest, more than half the time every promises made by politicians seems to be fake thats the fact, a new proverb: check the pot holes in a developed city, and that will determine how sugar coated our system is. If ever critics should have a question in mind that should be "what are the total amount of skilled students coming out education to careers and what is the country doing for them. Honestly what I could not understand till date is the politician's speeches, they could not control Onion rates till date and are talking about controlling the entire system. Critics are good in finding logic where there is no logic at all. MMM will and surely survive no matter what happens. If Bill Gates has discovered Microsoft...Than Sir Mavrodi has discovered MMM. Believe me MMM is definitely a wonder. Critics go for it rather than looking a some stupid Affiliate marketing. This makes sense.
    Regards, Adavarze hai...

    Neil

    4 years ago

    The only thing I can say with my experience is MMM rocks. Banking system in India and the peanut 8% interest rate per annum., would not suffice the monthly water bill. Leave alone the peanut salary which we receive monthly. Flats in busy city suburbs these days range from INR 35,000 to 40,000 where as in towns from 85,000 to 1,05,000/-. So if the critics believe in writing some rubbish about something that they could never think of neither design off, should take a long vacation. There a no job securities these days, maybe the critics are coming out from wealthy families without mercy for the people who are not doing so well. Critics always have the habbit of throwing stones in the wrong direction. Critics should never forget the 3 things which happens everyday. Man sacrifics animals daily for their living, but question is has the animal agreed for shedding their life...No they didn't. Christ sacrificed himself being a true follower of God and wanted humans to do the same; but did the Jews listen to him...the answer is no. Same way MMM is protecting the poor, lower middle class and middle class to enable support the living cost and expenses, but the question is if the critics agreeing to the fact the answer is No.
    Thank you for Critics non co-operation.

    Nirdesh kumar

    4 years ago

    me nirdesh kumar

    BISPEE

    5 years ago

    ALIFA IS BULLSHIT FAKE ID MMMINDIA.IN IS REVOLUTION PLEAS SUPPORT IT GET RICH

    BISPEE

    5 years ago

    MMM IS BEST I EARN 7/ 8 L ALSO MMM IS NOW RUNNING NOT LIKE OTHER MLM http://WWW.HELPINGHANDS.COM SWEEPMONEY.COM http://WWW.PROFITINDIA.COM
    http://WWW.EASYEARNMONEY.COM
    http://WWW.AUTOFILL1000.COM

    SHAFI

    7 years ago

    ALL PIC KEY THAG HAI UNKO IMMEDIATE ARREST KEROOOOOOOOOOOOOOO

    alifa

    7 years ago

    MMM is not a company. In MMM there is no boss or owner. MMM is an international, free, helping community!
    DON'T SPREAD WRONG INFORMATION!
    **THIS IS WORLD'S COMMON MAN REVOLUTION. AND GOING ON IN MORE THAN 60 COUNTRIES!**
    *MAHATMA GANDHI WENT TO JAIL FOR OUR FREEDOM! HE WAS RIGHT OR WRONG?
    *MAVRODI IS TODAY'S GANDHIJI! HE IS NOT TAKING ANY MONEY FROM ANY COUNTRIES MMM SYSTEM!
    **KNOW THE MMM, THEN SAY IT!

    REPLY

    SHAFI

    In Reply to alifa 7 years ago

    [email protected] moneyinvest ker diYA HAI MMMINDA MEY JO IDEOLOGY BAKHAN KER RAHEY HAI UNKO PATA HONA CHEYEY KI ISS WAKT BAND BAJ GAYA HAI MMM KA MONEY 5 %KATKER AA RAHA HAI JAAAAOO KAHEEE LEAGAL WORK KEROOO JAIMMMINDIA SEY KUCH NHEE HOGA GOVT KI NAZER MEY YEH FRUD HAI FRUAD WIKIPEDIA MEY ISKEY KASEEDEY NHEE LIKEY BURAI HEE HAI INDIAN LOGO KO KOI SUDER NHEE SAKTA HAI 1 LAKH AISEE ULTEE SIDEE CO MEY LAGA DEYGA JAAHA JARA SA RUKAWAT HUEE GEEE BHIS PANI MEY

    alifa

    7 years ago

    MMM is not a company. In MMM there is no boss or owner. MMM is an international, free, helping community!
    DON'T SPREAD WRONG INFORMATION!
    **THIS IS WORLD'S COMMON MAN REVOLUTION. AND GOING ON IN MORE THAN 60 COUNTRIES!**
    *MAHATMA GANDHI WENT TO JAIL FOR OUR FREEDOM! HE WAS RIGHT OR WRONG?
    *MAVRODI IS TODAY'S GANDHIJI! HE IS NOT TAKING ANY MONEY FROM ANY COUNTRIES MMM SYSTEM!
    **KNOW THE MMM, THEN SAY IT!

    alifa

    7 years ago

    Why this idea is not "sold through customary marketing system"? And why are you so concerned about it? By chance, are you getting paid by them?

    We believe, that this mechanism must belong to ordinary people and also help - to ordinary people. Customary marketing system was created by the so-called "global goverment" as a mecahnism for slaves. But the mechanics of making money out of thin air they have left for the Fed, dollar and the banking system. That's why they forbid it for ordinary people, in any country, in any form. Even in such form as Mutual Aid Fund.

    And that is why Sergei Mavrodi with his idea is so persecuted. And please, try to think why will a person if he has served prison - again and again starts spreading this idea among the people, when he knows and realises all the risks??? Because of the money? If you check more careful - in all the court cases it is proved that Sergei Mavrodi didn't take any thing when he was actually capable of taking advantage of the billions of dollars. So for what he is spreading the idea then? Just read carefully his life history and ideology and you will understand everything.

    REPLY

    jayalakshmi

    In Reply to alifa 7 years ago

    You got it right, Alifa. Sergey Mavrodi truly loves the people of the world. So much that he is willing to go to jail to see if the suffering humanity is relieved a little of their financial worries. The man is a hero, persecuted by everyone for spreading his idea to so many countries. Have you received help in return for the Rs5000 you gave?

    alifa

    In Reply to jayalakshmi 7 years ago

    yes ialso received help in return of my rs 500 i gave help.....

    SHAFI

    7 years ago

    Dear mavrodians TV 9 EXPOSE MMMINDIA WATCH Hindi News Chanel bahut jaldee

    http://www.youtube.com/watch?v=ThA30B-j9...

    REPLY

    alifa

    In Reply to SHAFI 7 years ago

    r. Vineett bhatera of the United States has found new cancer in human beings, caused by Silver Nitro Oxide. Whenever you buy recharge cards, don’t scratch with your nails, as it contains Silver Nitro Oxide coating and can cause skin cancer. Share this message with your loved ones.
    Important Health Tips:
    Answer phone calls with the left ear.
    Don't take your medicine with cold water....
    Don't eat heavy meals after 5pm.
    Drink more water in the morning, less at night.
    Best sleeping time is from 10pm to 4 am.
    Don’t lie down immediately after taking medicine or after meals.
    When phone's battery is low to last bar, don't answer the phone, bcos the radiation is 1000 times stronger.
    Can you forward this to people you care about? I just did, Kindness costs nothing and knowledge is power.....

    U.S.A. CHEMICAL Research Center Gives New Result : Dont Drink Tea in Plastic Cups n Dont Eat Any Food on Polythene Paper. The plastic reacts to heat n It Will Cause 52 Types of Cancers. So, This Good sms is Equal to 100 Waste sms.
    Pls Forward to All whom U care. http://www.mmmindia.in

    Arun Mehta

    7 years ago

    What amazes me is the way MMM cronies are using ML blog to propogate, an other dubious scheme to manipulate the greedy people of this country and to cover up their unethical activities they are mis-communicating the 'so called' social activities also beside luring the guullible people to invest. .

    Saradha chief Sudipto Sen arrested in J&K

    Sudipto Sen, chairman of the Saradha group, the chit fund company which has allegedly defrauded thousands of depositors, has been detained from Sonmarg in Jammu and Kashmir along with two other company officials

    Sudipto Sen, the chairman of group, the chit fund company which has allegedly defrauded thousands of depositors, has been detained from Sonmarg in Jammu and Kashmir (J&K) along with two other company officials today, a senior police official said.

     

    “Three persons have been detained in Sonmarg area of J&K. The police there have identified them as Sudipto Sen, Debjani Mukherjee and Arvind Singh Chauhan,” Bidhannagar Police Commissioner Rajeev Kumar informed the media.

     

    A Scorpio vehicle with a West Bengal number-plate has also been seized, Kumar said.

     

    “Our team is there, after completing all necessary legal procedures they will be produced in court there and efforts will be made to bring them back,” he said.

     

    West Bengal chief minister Mamata Banerjee had earlier ordered Sen’s arrest and said that he was hiding somewhere in North India.

  • User

    COMMENTS

    Niranjan H

    1 year ago

    Guy's do invest money in MMM...froud company...lost 50000inr...

    MOHAN

    7 years ago

    Another "GOLD QUEST" scam?

    PRABHAT

    7 years ago

    THE TRIAL SHOULD BE SHORT AND FAST TO HANG SUCH PERSONS TO DEFRAUD COMMON MEN .

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