Templeton's Clever Rounding Off

It uses different methods of rounding off and helps itself to some extra money in the process!

The Franklin Templeton Funds are highly reputed globally. In India too, the Templeton funds have seldom given investors any cause for complaint. However, Ashwin Masrani of Pune has discovered a curious issue that has stumped industry people and intrigued the regulator. He says, "I am writing this to...

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RBI Is Listening Now

So, bank customers should make the most of it by voicing their problems

Over the last one year, the Reserve Bank of India has launched three initiatives to bring some checks and balances in the way banks deal with customers and the fees that they charge them. Firstly, the role, function and authority of the Banking Ombudsman (BO) has been enlarged under the 2006 scheme allowing it to take on...

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Card Tricks - II

How card issuers misuse the


To most of us, the fact that credit card companies have a 'negative-
list' comprising defaulters or lost and stolen cards, has always been a reassuring factor. We like to think that if one loses a card or has one’s pocket picked, a quick call to the credit card company is adequate to deactivate it and prevent its misuse. It is only as a victim of a card...

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