Taking ULIP Cover

What are ULIPs and how are they better than older insurance-cum-investment schemes?

While you’re looking around for an insurance product, talk of unit-linked insurance plans (ULIPs) will come up time and again. Most insurance agents will try to sell it to you as the ‘best-selling’ product. Though you may swear you have heard about this ‘hot’ product, you may not know exactly what it is.

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The Right Insurance Plan

The life insurance plan that would suit you may not be a single policy but a combination of policies that will cover different financial needs

You need to buy life insurance when you start earning. The important question is: How much? What type of plan should you invest in? Your insurance needs are dependent on your financial responsibilities and commitments. And it is important to keep in...

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How much Insurance do you need?

While most of us purchase some insurance—usually as a tax-saving instrument—few of us stop to think if the amount of insurance we have is enough to cover all our liabilities and provide for our families.

While asking friends and colleagues might give you an idea, there is a better way of figuring out how much insurance you need.

First, you should be aware that your insurance needs...

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