Suffocating Red-Tape

SUFFOCATING RED-TAPE
Just when I thought my woes in opening demat accounts would end, I have encountered a new and bigger problem. Until now, there was a process of ‘in-person’ verification of an applicant wanting to open a demat account. The applicant’s documents are verified with the originals and the address is verified personally (although hardly anyone follows this requirement...

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  • Quite Contrary

    Launching funds based on various themes is what mutual funds are smart at. Not many perform consistently. Among the many losing ideas that mutual funds come wrapped in, one is contra funds. We forecast this in our very second issue (March 2006) and the facts have never contradicted us. There are just eight currently on offer to investors. (Mercifully, fund houses have been slow in inflicting...

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  • Competition in Credit Bureaus

    With credit getting tighter and delinquencies rising, many more consumers are becoming aware about credit bureaus -- agencies that track credit histories of individual borrowers. So far, Credit Information Bureau of India Limited (CIBIL) is the only such bureau operating in India, but we understand that 14 others have applied to the Reserve Bank of India (RBI) for a business licence. At least...

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