Seductive Killer

Unit-linked Insurance Plans come in many varieties, like tulips, but could turn out to be weapons of mass wealth destruction. Debashis Basu and Shailendra Lotlikar expose the truth behind ULIPs

Mutual funds (MFs) aim to generate only returns, whereas a unit-linked insurance product (ULIP) offers insurance plus investment returns. What an attractive idea! Investors are putting thousands of...

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