Recovering Subprime Loans

There should be a counselling process before the ‘recovery’ proceedings kicks in

There is turmoil in India’s subprime market. The past month has seen one death (Hyderabad) and one suicide (Mumbai) allegedly due to ‘harassment’ by debt recovery agents of banks. Cases have also been registered by borrowers -- one alleged that his wife was molested by recovery agents; another person was...

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Whose Shares Are These?

A decade after it made demat compulsory, SEBI has failed to mandate even a one-time clean up of shareholder registers, leading to a huge mess

Sometime in the 1980s, as a cub reporter, I bought the minimum number of shares in two listed companies - Jyoti Structures and Indian Shaving Products and my father bought equally tiny lots in GNFC and Chloride India. I soon decided to keep away from...

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Medical Insurance & You

Be aware of your right to demand statements and cross-check hospital bills

The cost of medical treatment these days, especially at the modern hospitals and diagnostic centres, depends, not merely on the nature of illness but also on whether you have medical insurance or not. Ironically, the cost of treatment often soars the minute you admit to having a corporate insurance cover. This happens...

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