RBI Is Listening Now

So, bank customers should make the most of it by voicing their problems

Over the last one year, the Reserve Bank of India has launched three initiatives to bring some checks and balances in the way banks deal with customers and the fees that they charge them. Firstly, the role, function and authority of the Banking Ombudsman (BO) has been enlarged under the 2006 scheme allowing it to take on...

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  • Card Tricks - II

    How card issuers misuse the


    To most of us, the fact that credit card companies have a 'negative-
    list' comprising defaulters or lost and stolen cards, has always been a reassuring factor. We like to think that if one loses a card or has one’s pocket picked, a quick call to the credit card company is adequate to deactivate it and prevent its misuse. It is only as a victim of a card...

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  • Card Tricks

    Some banks are quietly converting your immediate credit card dues into an installment payment package without your knowledge
     

    When it comes to modern day banking, it would be foolish to say 'yes' to their many offers without studying the fine print for hidden costs
    and charges. Check this out. M Mehta shopped at Big Bazaar as usual and paid by credit card. But instead of being charged in...

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