Raksha Bandhan 2018: This Rakhi Gift your Sister Financial Security
Nishant Vivek 24 August 2018
Investor Interest sponsored post
One way in which you can show your sister how important she is to you is by providing her with financial security. This Raksha Bandhan, take a step in this direction by gifting her investment option for women that will yield high returns over time, giving her access to a stream of funds.
Here’s a look at the investments that you can choose to do this. 
Gift her FD for women
FDs offer more benefits than you would imagine. Choose a fixed deposit for your sister from trusted issuers like Bajaj Finance and gain from high FD interest rates. With ICRA’s MAAA (Stable) and CRISIL’s FAAA/Stable rating, cumulative and non-cumulative Fixed Deposits from Bajaj Finance offer high FD interest rate returns of up to 8.40%. 
Moreover, you can check the maturity amount in advance by using the FD calculator to decide whether you want to invest in a cumulative FD for your sister so that she can gain from interest earnings on maturity or a non-cumulative FD so that she can access the interest earnings at regular intervals to meet periodic needs.
Gift her SIP
SIP or Systematic Investment Plan provides diversification and is managed by equity experts. Choosing an SIP allows you to invest small amounts regularly. You can review the best SIPs that match your sister’s requirements for funds and zero in on an ideal one. You can make monthly contributions for as long as you are comfortable doing so, and then hand over the investment to your sister to continue. This way, you will not only offer her a financial security with returns that go as high as 20%, but you will also motivate her to take charge of her finances.
Gift her gold ETFs
Instead of gifting gold jewellery to your sister this Raksha Bandhan, gift her a gold ETF. Every unit of the ETF is equivalent to the price of 1g of gold. So, when you buy ETF units based on your budget, you will get a contract specifying your investment in parlance to the present valuation of gold. You can invest via your demat account, and gift your sister an investment instrument that offers substantial wealth and liquidity too, allowing her easy access to the amount easily in times of need. 
Gift her government bond
The Indian Government releases bonds to raise funds for infrastructural development and social welfare. You can purchase these bonds from stock exchanges or at selected financial institutions. The best part about these bonds is that they allow your investment to mature at a fixed interest rate, irrespective of market conditions. Also, these bonds come with a long tenor of 6–15 years. If you can make a long-term investment for your sister, choose this option and help her generate inflation-beating returns. 
This Raksha Bandhan, look out for your sister by putting her financial needs first. Invest in one, or a mix of these options, and help her strengthen her finances. If you’re looking for a safe investment option, choose Bajaj Finance Fixed Deposits and ensure maximum growth of her investment returns. 
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