Personal Vigil Pays
Sometime at the end of August 2006, I used my Bobcard for the first time to make a $19 payment for my yahoo plus account. I had not
used the card for almost a year since it was issued to me; a debit card served my needs except for on-line payments. During that period, I
had zero communication from the issuer, not even the usual junk mail about contests and discounts to encourage card...
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  • Card Tricks
    When it comes to modern day banking, it would be foolish to say 'yes' to their many offers without studying the fine print for hidden costs
    and charges. Check this out. M Mehta shopped at Big Bazaar as usual and paid by credit card. But instead of being charged in full, his credit card statement showed an Equated Monthly Installment (EMI) of a
    third that he spent. Furious, he called...
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  • Card Trick

    In the last two years, cardholders have been plagued by  onerous new terms, shoddy grievance redressal and continued strong-arm recovery tactics, finds Sucheta Dalal

    Reserve Bank of India’s (RBI) Deputy Governor, V Leeladhar, made a telling comment at a public meeting recently. He said 80% of customer complaints pertained to credit cards, forcing the regulator to expand the scope of the...

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