Muddling Through

2009 promises to bea year of muddlingalong

The year 2008 is one that all of us would perhaps like to forget. Apart from the massive erosion of stock market wealth, the Mumbai terror attacks have left a scar on the nation. Both Money and Life were redefined this year. What will 2009 hold for us? We have a non- Budget (vote-on-account), general elections, a new administration, a Budget for part...

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  • Fear over City

    Job losses in financial services have been savage

    The slowdown is on in full swing. Everyone I meet is privately worried about business and jobs. Businesses are preparing for a slowdown by chopping costs. Unfortunately, in the services sector, chopping costs invariably includes layoffs. Layoffs are more evident in financial services. The scale of layoffs is frightening. From a few hands to a...

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  • Sensible Saving

    Stocks can destroy your savings, unless your timing is right. What should conservative investors do?

    The way stock markets have behaved over the past 20 years, it is difficult to believe that, over the long term, stocks will beat inflation. Yes, individual stocks would have, perhaps, given spectacular returns, but are these known only with hindsight?
    If one believes in stocks as an...

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