Mover & Shaker

This company is another beneficiary of the infrastructure boom. Sanghvi Movers (SML) is one of the largest crane hiring companies in Asia, ranking 19th in the world with a fleet of around 200 medium- to large-sized heavy duty crawler cranes with capacities ranging from 20 tonnes to 800 tonnes. SML caters to companies in the core sector including wind power, steel, power, refinery and cement,...

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“Savings account is not a commodity product. We have made it into something special for our customers”
ML: The industry marvels at the way you have been able to extract value from the savings account. Explain to us how this works.
PJN: Our savings account balances have grown at a compounded rate of 71% (the highest in the industry) and we have done this year-on-year. Last year, we grew at 60%. HDFC Bank’s is the second highest in the banking system and it grew at 30%, with around...
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Avoid the NFOs

Distributors and financial planners encourage you to buy NFOs. Their advice is against your interest. Here is why

The year 2007 has been a quiet one in terms of new fund offers (NFOs). The previous year saw a record number of NFOs hitting the deck. If we look back, it is obvious that there is a correlation between the state of the markets and the number of NFOs getting launched. The moot...

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