Medical Insurance & You

Be aware of your right to demand statements and cross-check hospital bills

The cost of medical treatment these days, especially at the modern hospitals and diagnostic centres, depends, not merely on the nature of illness but also on whether you have medical insurance or not. Ironically, the cost of treatment often soars the minute you admit to having a corporate insurance cover. This happens...

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Watch That Credit Card Spend

Credit card rules can be bizarre. Read the fine print on your credit card bill and spend prudently

In June 2007, MoneyLIFE carried a cover story on the complex and indecipherable credit card rules and how consumers are often duped or harassed by them. In fact, nearly 80% of complaints to the Reserve Bank pertain to credit cards. Our report had a simple conclusion: ‘customer beware’. There...

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Using IPO Gradings

How to use IPO grading as a tool to reduce the risk of betting on a new stock

The concept of mandatory rating of initial public offerings (IPOs) has been implemented after a two-year struggle and strong and continued opposition from market intermediaries. It is now up to genuine investors to take advantage of this globally unique concept by checking gradings, along with other facts, before...

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