Making Banks Charge The Right Interest Rates
I have gone through a situation where having taken a loan in 2005, I have seen very significant increases in the interest rates on the loan I have taken. In the first instance, banks and their agents very forcefully push floating rate loans vs fixed rate loans - at least, this was the case when I was negotiating a loan. Secondly, fixed loans are not normally really fixed, since there...
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  • Pop Analysis Of Entrepreneurship

    Readers of MoneyLIFE are not new to market indices and representative sampling. You sample investment products from a vast array of companies and banks, with the object of picking a few to manage intelligently. Indices are another means to check your portfolio’s health. But would just 30 companies of the Sensex give you a feel of corporate India? The authors of Innovative India apparently...

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  • Unbalanced Allocation

    Balanced funds are beating their benchmarks by taking a higher exposure to equities. Stay away from them, says ML Research Desk

    Mutual funds are categorised in different style boxes such as growth funds, income funds and debt funds, which invest in a specified class of securities. Despite the fact that equity indices have gone up by five times in the past four years, the bulk of the money...

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