Life Insurance: Aegon Life iTermForever—Term Plan for Life
The Aegon Life iTermForever is a term plan offered for lifetime. Term plans used to be offered till the age of 80 years or so. This new product will continue until you die. It addresses the need of consumers to have a term plan forever. The pitch for product is complete protection for the entire life. But life insurance product for entire life means it is no longer a pure term plan; it is...
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  • Accident Insurance: Motor Accident Death Worth Less than Rs10 Lakh?
    The Aurangabad Motor Accident Claims Tribunal (MACT) has directed a driver and the insurance company to pay compensation with interest to the widow, her daughter and parents of the deceased who lost his life when a speeding truck ran over him. The claimant had asked for compensation of Rs20 lakh for the death of her husband. MACT awarded a joint compensation of Rs9.13 lakh in favour of the...
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  • Health Insurance: Mediclaim Renewal Notice Not Mandated Is an Issue
    The Pune District Consumer Disputes Redressal Forum gave justice to a lapsed bank mediclaim policyholder. Bank of India did not automatically renew the mediclaim policy it had sold. Non-payment of premium led to policy lapse due to which the policyholder had to spend nearly Rs40,000 for treatment of his spouse. 
     
    According to the Bank, the insurance company did not send a renewal...
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