Provident fund (PF) or employee provident fund (EPF) is a popular government of India run scheme, which functions as a useful social security net for individuals employed with eligible organizations. Under the scheme, the employees contribute around 12% of their basic pay plus dearness allowance towards the EPF pool on a monthly basis. A corresponding amount is contributed by the employer.
The Employees’ Provident Fund Organization (EPFO) has kept the interest rate unchanged on the provident fund deposits at 8.5% for the financial year (FY) 2021-22. The decision was taken in view of increased withdrawals and lesser contribution by the members due to the COVID-19 pandemic.
The retirement body is expected to credit the interest on provident fund (PF) deposits for the FY 2020-21 by end of this month. Over 6 crore EPFO employees will get the benefit. Here is how you can check the latest balance in your provident fund account.
How to check PF balance
1) To check PF balance via SMS
Those EPFO members who have an universal account number (UAN), can send “EPFOHO UAN ENG” to 7738299899 from their registered mobile number. Once the SMS is successfully sent, the user will receive a message containing information about your EPF account including your PF account balance. The EPFO member will need to set your preferred language of communication in the SMS.
2) EPF balance check via missed call
One can also check about your EPF balance by giving a missed call to the authorised phone from your registered mobile number. This service is only available if one has integrated UAN with your KYC details.
3) How to check PF balance online
a) Log on to the EPFO portal. Go to the ‘Our Services’ tab and choose ‘for employees’ option from the drop-down menu.
b) Click on the ‘Member passbook’ option under ‘Services’.
c) You will be asked to enter your UAN and password.
d) Once you login, you can access your EPF account. Your EPF passbook mentioning both the employer’s contribution and the interest will appear here.
4) Check PF balance using the Umang/EPFO app
If have activated your UAN number, you can check also your PF balance by downloading the m-Sewa app of EPFO’ from the Google Play Store. Once you download the app, click on ‘Member’ and then go to ‘Balance/Passbook’.
Then enter your UAN and registered mobile number. After verifying your details, the app will show you EPF balance details.
One can also access the PF passbook on the UMANG app after logging in with one’s UAN and OTP.