How Apple manages to innovate

Apple represents the “auteur model of innovation,” observes John Kao, a consultant to corporations and governments on innovation. In the auteur model, he says, there is a tight connection between the personality of the project leader and what is created.

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    They are still peddling snake oil

    A US bank’s subsidiary is pushing a $3 million no-document, interest-only mortgage on your house even if you’re so squeezed that it’s up for sale.

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    The fall and fall of the world’s biggest economy

    If you only looked at the dollar amounts that have been budgeted and ignored all of the rest of the growth of future entitlement spending, you'll discover that the US actually owes something around $20 trillion right now.

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