Health Insurance: What Ails Health Insurance Industry?
An article by researchers from the National Institute of Public Finance and Policy explains what ails the Indian health insurance industry. It raises serious concerns about regulations and insurers in India. There are concerns about fair play and efficiency. The article nails several issues facing health insurance industry; hence, it is worth understanding the issues presented by the...
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  • Health Insurance: New India Forcing Migration Is Illegal
    Recently, New India Assurance (NIA) had hiked the premium by almost 100% for senior citizens by discontinuation of its product “Mediclaim 2012 Policy” and making compulsory migration to a new product “New India Mediclaim Policy”. An elderly couple’s premium increased from Rs32,000 last year to a whopping Rs63,000 on renewal. The forced migration needs a fresh proposal to be submitted even...
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  • Health Insurance: Group Health Insurance Peril: “No Policy Underwritten”
    Group health insurance can be offered by corporates or non-corporate groups. Non-corporate group insurance is being offered by several organisations/groups (religious, cultural, professional, social, etc). Buying group health insurance can have several benefits compared to retail mediclaim such as lower premium, coverage of PED (pre-existing diseases) from the first day, higher benefits and...
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