Health Insurance: Has JIO Group Mediclaim Folded Up?
Recently, Moneylife received the following email from a policyholder of Jain International Organisation (JIO) group mediclaim. “JIO has been offering health insurance for Jains with attractive features like coverage of pre-existing illnesses (no waiting period), along with low premium. Many persons like me have subscribed. I made online payment in October 2016 for enrolment, but there was...
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Health insurance : Aditya Birla Health Insurance ‘Activ Health‘
Aditya Birla Health Insurance launched its flagship product, ‘Activ Health’, across key markets. In line with new entrants in the health insurance sector, Activ Health focuses on ‘health first’. The product offers flexibility to choose the zone (i.e., classification of cities), 100% re-load of sum insured (SI) and no-claim-bonus (NCB), with no claw-back in case of claim. It also offers room...
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Regulation: No Service-tax on Insurance for NRIs
If the service recipient is located abroad, the place of provision of service is a non-taxable territory. So, NRIs (non-resident Indians) need not pay service-tax on insurance policies. But do insurers still levy service-tax on NRIs? Will you get a refund if you ask for it? Most health insurance policies (mediclaim) do not cover hospitalisation abroad. Because of this, NRIs may not buy...
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