Health Insurance: Group Health Insurance Peril: “No Policy Underwritten”
Group health insurance can be offered by corporates or non-corporate groups. Non-corporate group insurance is being offered by several organisations/groups (religious, cultural, professional, social, etc). Buying group health insurance can have several benefits compared to retail mediclaim such as lower premium, coverage of PED (pre-existing diseases) from the first day, higher benefits and...
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Insurance: Fine Print
HDFC ERGO Overnight Vehicle Repair Service
HDFC ERGO is offering a new service that will enable customers to get their cars professionally repaired overnight, thereby not affecting their daily routine and vehicle downtime. The new service will enable customers to get their automotive glass repaired or replaced after regular commuting hours without affecting their routine. Currently, the...
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Life Insurance: Passive Euthanasia Can Impact Life Insurance Settlement
The Supreme Court’s (SC’s) landmark judgement, allowing passive euthanasia to ease the dying process of terminally ill patients or a person in a persistent vegetative state, can impact life insurance death claim settlement.
 
Unfortunately, IRDAI’s annual reports do not provide data on life insurance claims settled under suicide cases. Over 15% of the suicide cases are due to...
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